Savings
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Don't wait until last minute as late ITR filing risks delayed refunds and extra charges: Details
Income Tax | Jul 30, 2026, 03:19 PM ISTOne of the biggest consequences of delayed ITR filing is the postponement of tax refunds. If a taxpayer is eligible for a refund, filing the return late generally means waiting longer to receive that money.
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Should you invest more or repay your loan first? Here's how to make the right choice
Personal Finance | Jul 28, 2026, 04:45 PM ISTLoan rates and investment returns aren't always measured in the same way, making a post-tax comparison more meaningful than relying on headline numbers alone.
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Emergency loan vs credit card, which option makes more financial sense? Find out here
Personal Finance | Jul 24, 2026, 04:34 PM ISTWhile both options provide quick access to funds, experts say that they differ significantly in cost, repayment structure, and long-term financial impact.
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EPFO credits interest into accounts of consumers - How to check whether you have received it or not
Personal Finance | Jul 24, 2026, 02:53 PM ISTEPF is one of the safest savings schemes for employed people. An employee contributes 12 per cent of their basic salary, and the employer contributes an equal amount.
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The 50-30-20 Budgeting Rule: Does it still work for Indians? Here's what expert says
Personal Finance | Jul 23, 2026, 03:52 PM ISTThe 50-30-20 rule is a good principle to follow for attaining financial discipline, but it cannot help one understand the actual problems of households in India, as there is inflation, rising EMI costs, and the facility to spend via digital modes.
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Key factors to consider before choosing old vs new tax regime, expert explains
Income Tax | Jul 21, 2026, 04:55 PM ISTOne of the main errors taxpayers commit is electing a tax regime which is only beneficial in the current year.
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How long does Rs 10k monthly SIP take to make you crorepati and what it teaches about compounding
Personal Finance | Jul 07, 2026, 05:08 PM ISTThe practical takeaway for any investor is not to be discouraged by how far away the first crore looks in year one. That distance is the price of admission.
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EPFO 3.0 ATM Withdrawal: When will it start and how much can EPF members withdraw? Check details
Market | Jun 18, 2026, 03:39 PM ISTEPFO 3.0 AMT Withdrawal Amount: According to reports, EPFO account holders are expected to be allowed to instantly withdraw up to 75 per cent of their EPF balance to a bank account via UPI and UPI-enabled ATMs.
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Indian Overseas Bank increases non-callable FD interest rates by 10 basis points on these tenures
Personal Finance | Jun 11, 2026, 03:38 PM ISTThe revised FD rates of Indian Overseas Bank will be applicable to deposit terms of 1 year, more than 1 year to less than 2 years and 44 days.
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LIC's 'New Jeevan Sathi' joint life plan for couples, check benefits and other details
Personal Finance | May 26, 2026, 04:45 PM ISTThese LIC plans are ideal for those who seek a fixed and secure return rather than bonuses or market fluctuations. They also offer features like loans and riders (at an additional premium) that enhance your liquidity and coverage.
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How to reduce electricity bills in summer: Simple tips to save power while using AC and appliances
Technology | Mar 09, 2026, 05:19 PM ISTElectricity bills tend to rise during summer due to constant use of ACs and fans. These simple tips, like using AC efficiently, unplugging appliances, and switching to LED bulbs, can help reduce electricity consumption and lower your monthly bill.
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Income Tax Return: Here's how couples can save more together - Explained
Income Tax | Jul 04, 2025, 04:15 PM ISTIn India, individual tax filing is mandatory, even for married couples. But that doesn’t mean there’s no room for joint planning. If both partners are earning, they should assess their income slabs and design their investments accordingly.
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SIP vs Recurring Deposit: Which investment plan is more effective for wealth creation?
Personal Finance | Mar 03, 2025, 02:37 PM ISTSIP vs Recurring Deposit: According to experts, taxation plays a crucial role in deciding the net returns of an investment.
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New Year 2025: Top 10 financial resolutions to empower your future | Check here
Personal Finance | Jan 01, 2025, 07:03 AM ISTIn today’s dynamic environment, adhering to a well-planned financial strategy can be the key to navigating challenges and setting yourself on the path to financial success. Here are some key financial resolutions to adopt for a brighter and safer future.
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Tax Savings: How working women can save tax and get good returns | Check best options
Business | May 28, 2024, 11:59 PM ISTWorking women can avail the benefit of income tax exemption under the Income Tax Act. For this, you have to invest in such instruments which give you the facility of tax exemption. There are some investment instruments which provide tax exemption along with guaranteed returns.
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How a Fixed Deposit Calculator Operates
Brand Content | Apr 29, 2024, 05:40 PM ISTA fixed deposit calculator automatically computes the maturity amount - i.e., the amount you will receive on the maturity of your deposit based on the deposit amount, the period of deposit, and interest rate.
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Meeting expenses or managing your money well? Here are 5 simple tips to financial freedom
Personal Finance | Aug 15, 2020, 02:15 PM ISTthere is a difference in just meeting our expenses and managing money well. Managing money well today helps you secure better financial stability in the future. You don't need to be a financial advisor to do some simple things that can save you in time of crisis and prepare for your future. Youth normally avoid talking about money. Some times just the talk makes them look the other way. It is natural when you are young.
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Surplus money in your savings account? Here’s why you should look at FD option
Personal Finance | Aug 14, 2020, 10:24 AM ISTMany of us keep our money in the savings account we have. For service sector employees its mostly their salary account with the operating bank. Most of us who don’t know much about investment and go for saving their hard-earned money in Savings Bank Account or Fixed Deposit in Banks/NBFCs.
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What happens to your savings if your bank fails
Fyi | Sep 26, 2019, 05:38 PM ISTAfter the unexpected decision of The Reserve Bank of India to put Punjab and Maharashtra Cooperative Bank (PMC Bank) under scrutiny and strict directions for six months, the depositors of the bank are into a huge snag. But, the question is- how much safe is our money when it comes to cooperative banks these days? What will happen to depositors’ money if a bank suddenly fails or shuts down? Read on.
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Reliance Jio’s entry led to $10 billion annual savings, to expand per capita GDP by 5.65%: Report
Business | Apr 09, 2018, 09:50 AM ISTJio has made data accessible and affordable, with average prices per GB dropping to ₹10 from ₹152, bringing the internet within the reach of a larger proportion.