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  RBI’s new loan rules: What changes for borrowers and all they need to know

  September 01, 2026 16:37 IST

  For floating-rate loans with an EMI scheme, RBI rules require lenders to inform borrowers what happens to their loans when interest rates change.

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  Can you afford a smartphone above Rs 1 lakh? Understand the new math of premium phone ownership

  August 31, 2026 17:03 IST

  For consumers with sufficient savings and no desire for a recurring commitment, buying outright may make sense. EMI can work for those who want immediate ownership but prefer to spread the payment over time.

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  Are banks open or closed on August 28 in your state? Check state-wise Raksha Bandhan holiday list

  August 27, 2026 16:47 IST

  The closure of bank branches does not mean that all banking services will be disrupted. Customers can still use digital services like UPI, mobile banking, internet banking, and ATMs on holidays.

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  SBI FD interest rate: Here's how much interest you can earn on 6-month fixed deposit

  August 26, 2026 17:00 IST

  State Bank of India offers different interest rates to customers in different age groups on 6-month FDs. The bank is offering 5.65 per cent annual interest on 6-month FDs to customers up to 59 years of age.

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  Beyond exchange rate: 5 things Indian businesses should check if they receive dollars, convert them

  August 26, 2026 15:55 IST

  The USD/INR rate moves constantly throughout the day, often enough that timing the conversion matters as much as the rate itself. Yet most businesses convert the moment money lands, purely out of habit, with no visibility into whether that's actually a good moment to convert.

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  Bank holidays: Are banks closed on August 26 for Eid-e-Milad? Check full list here

  August 26, 2026 9:01 IST

  August 26 marks the celebration of Eid-e-Milad or Id-E-Milad/Baravafat and banks will remain closed in several states. Further, it's Thiruvonam today, and therefore banks will remain closed in Kerala.

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  SBI FD interest rates changed, know how much return you will get now on your investment

  August 21, 2026 10:31 IST

  SBI has reduced the interest rate by 25 basis points, or 0.25 per cent, on FDs of Rs 3 crore or more for tenors of 7 to 179 days. The interest rate for senior citizens has been reduced by 0.25 per cent for FDs with maturities of 7 to 179 days.

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  Tax planning for financial year 2026–27: 10 strategies every taxpayer should know

  August 20, 2026 14:59 IST

  Interest income, dividends, rental income, freelance earnings, capital gains and other income can affect your overall tax liability.

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  UP RERA's new IFMS rules prescribe project-wise rates: Here's what homebuyers need to know

  August 20, 2026 11:17 IST

  Promoters must now collect the IFMS amount from allottees at the time of registering sale, lease, or sub-lease deeds and deposit the full amount in a separate designated bank account with a scheduled bank.

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  From late fees to foreign transactions, Axis Bank credit card rules to change from August 28

  August 19, 2026 15:57 IST

  The bank has also made a major change regarding gift card purchases. From August 28, gift card purchases will be kept in a separate gift card spending category.

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  Is turning SIP into a market-timing strategy the right thing for investors? Find out here

  August 18, 2026 17:08 IST

  A 5-10 per cent annual increase in SIP can be a useful planning approach for investors whose income is increasing at a similar or higher rate. However, no universal percentage applies to everyone.

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  Rs 1 lakh to Rs 1 crore: How long does wealth creation really take? Know what really matters

  August 17, 2026 16:38 IST

  Short-term market fluctuations can create uncertainty, but long-term wealth creation is generally driven by consistency rather than frequent changes in investment decisions.

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  Gold's sharp rally: Is it still a portfolio diversifier for Indian investors? All you need to know

  August 14, 2026 16:54 IST

  Experts believe gold remains one of the strongest portfolio diversifiers over the longer term, particularly amid large fiscal deficits globally, currency uncertainty, and concerns about dependence on the US dollar.

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  What is a hybrid home loan and how much can you save on Rs 1 crore? All you need to know

  August 10, 2026 16:54 IST

  In a hybrid home loan, the interest rate remains fixed for a fixed period. During this tenure, you will pay a fixed EMI no matter whether interest rates rise or fall.

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  What is an FCNR deposit? Interest rates, tax treatment and other details you must know

  August 07, 2026 15:08 IST

  Interest earned on FCNR deposits is generally exempt from tax in India, subject to applicable conditions. However, taxation in the country of residence may still apply.

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  Will the bill to allow charges on UPI impact merchants or consumers? Here's what FM Sitharaman said

  August 07, 2026 9:17 IST

  Finance Minister Nirmala Sitharaman has stated that the Merchant Discount Rate on digital transactions applies to merchants, not customers.

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  SBI FD interest rate: Check interest offered on 12-month fixed deposits

  August 06, 2026 17:02 IST

  State Bank of India is offering 6.25 per cent interest to all customers up to 59 years of age on 12-month (1-year) fixed deposits.

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  Banks to stay closed for these many days in August 2026, check full list of holidays

  July 31, 2026 16:31 IST

  According to the Reserve Bank of India's (RBI) holiday calendar, banks will be closed for a total of 14 days in August 2026 across various states.

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  RBI changes fixed deposits rules, to be applicable from October 1: What FD investors must know

  July 31, 2026 14:50 IST

  The RBI said banks will have to offer uniform deposit interest rates across all branches, without discrimination, for similar amounts deposited by customers on the same day.

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  Your online rent payment habits could be affecting your credit score, here's how

  July 30, 2026 16:52 IST

  India's credit ecosystem is also expanding rapidly, with the country's credit card base crossing 110 million cards, reflecting greater adoption of credit for everyday expenses.

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  Should you invest more or repay your loan first? Here's how to make the right choice

  July 28, 2026 16:45 IST

  Loan rates and investment returns aren't always measured in the same way, making a post-tax comparison more meaningful than relying on headline numbers alone.

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  India Post's new Speed Post tariffs from August 1, government clarifies letter, parcel categories

  July 28, 2026 16:22 IST

  Government documents such as PAN cards, Aadhaar cards, voter ID cards, passports, and driving licenses will also be included in this category.

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  Emergency loan vs credit card, which option makes more financial sense? Find out here

  July 24, 2026 16:34 IST

  While both options provide quick access to funds, experts say that they differ significantly in cost, repayment structure, and long-term financial impact.

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  EPFO credits interest into accounts of consumers - How to check whether you have received it or not

  July 24, 2026 14:53 IST

  EPF is one of the safest savings schemes for employed people. An employee contributes 12 per cent of their basic salary, and the employer contributes an equal amount.

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  The 50-30-20 Budgeting Rule: Does it still work for Indians? Here's what expert says

  July 23, 2026 15:52 IST

  The 50-30-20 rule is a good principle to follow for attaining financial discipline, but it cannot help one understand the actual problems of households in India, as there is inflation, rising EMI costs, and the facility to spend via digital modes.

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  Your financial profile can improve home loan eligibility after ITR filing: All you need to know

  July 22, 2026 15:25 IST

  Two similar earners can walk into the same bank with very different loan approvals purely because one of them declared their side income through proper filing and the other did not.

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  Your car renewal premium may rise even after a no-claim record, here's how to manage it

  July 17, 2026 13:39 IST

  One of the most frequent causes of a premium spike is a lapsed policy. Allowing your insurance to expire, even for a short window, breaks your continuous coverage.

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  Is 'buy the dip' losing its charm? How investors are responding to persistent global uncertainty

  July 16, 2026 15:45 IST

  Asset allocation and diversification across asset classes, such as equity, debt, gold, and international assets, are gaining significant traction.