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  Term Insurance: Why timing matters more than tenure - Explained

  May 13, 2025 15:00 IST

  Term insurance's primary purpose is income replacement during a person’s active earning years. If a family depends on your income, term insurance ensures they’re not left financially vulnerable in your absence.

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  SIP vs Mutual Funds: Which one is better for you? All you need to know

  May 13, 2025 14:39 IST

  A mutual fund is an investment vehicle that allows individuals to participate in various financial markets such as equities (stock market), debt (bond market), commodities, real estate, and even InVITs (Infrastructure Investment Trusts).

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  Planning to go abroad for studies? Here's how early financial planning can help you save big

  May 12, 2025 18:04 IST

  Advance planning helps consolidate essential services like travel insurance, airport transfers, forex cards, and SIM connections. Students must also research what discounts are available in their destination.

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  Bonds vs Traditional Instruments: Which investment can offer better returns? Find out

  May 11, 2025 16:54 IST

  There are many schemes run by the government, such as Public Provident Fund, Sukanya Samriddhi Yojana and Senior Citizen Savings Scheme. These deliver returns of 7-8 per cent.

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  Making money from Dream 11 and My11Circle? Here's how much tax you will have to pay

  May 11, 2025 10:57 IST

  Under the Income Tax Act, 1961, casual income refers to income that is received on an irregular, non-recurring basis. Such income is characterised by its erratic and non-recurring nature.

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  Mother's Day 2025: 5 financial planning lessons to teach your mom

  May 11, 2025 10:02 IST

  Mother's Day 2025: Personal financial planning goes even further than the ability to manage a household on a limited budget. 

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  What is Alternative Credit Scoring and how does it work? Everything you need to know

  May 02, 2025 17:28 IST

  As per the recent report by Fintech Association for Consumer Empowerment (FACE) 84 per cent of lenders in India now combine alternative data with traditional credit checks to assess borrower risk.

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  Planning a Summer Getaway? Here’s why insurance is the most important thing you can pack

  April 30, 2025 17:59 IST

  While selecting a hotel or booking a ticket is more interesting, it's equally important to have travel insurance, which will safeguard your much-needed vacation.

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  Explained: Tax implications of capital gains on mutual funds, stocks in 2025

  April 30, 2025 17:45 IST

  If listed shares are sold within 12 months, the gains are classified as short-term and a tax rate of 15 per cent (plus surcharge and cess), under Section 111A will be applicable on such gains.

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  Zero Depreciation vs Comprehensive Car Insurance: Which one saves more in long run?

  April 30, 2025 15:48 IST

  Zero Depreciation vs Comprehensive Car Insurance: Zero Depreciation is an add-on that ensures depreciation isn’t deducted during claims, helping you get the full cost of parts replaced.

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  Google Pay offering personal loan of up to Rs 12 lakh: Check eligibility and other details

  April 30, 2025 15:57 IST

  Google Pay Loan: The instant personal loans available on the platform will range from Rs 30 thousand to Rs 12 lakhs.

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  Akshaya Tritiya: Planning to buy 24k digital gold? Check offers on these digital platforms

  April 29, 2025 18:04 IST

  Akshaya Tritiya 2025: Investing in digital gold gives you the freedom to invest as low as Rs 1, and that too without worrying about the purity of the gold.

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  Term Insurance for Her: Critical illness cover for women-specific conditions and much more - Details

  April 29, 2025 17:26 IST

  To address the unique needs of women across different life stages, the plan integrates standard term life coverage with additional health and child care benefits.

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  From gold bangles to brick walls: How Akshaya Tritiya is shaping modern investment choices

  April 30, 2025 10:56 IST

  Real estate, as an asset class, has always had a magnetic pull. Its tangible nature makes people feel more secure, which often drives decisions emotionally.

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  What is a co-branded credit card? How does it differ from regular credit cards and other details

  April 28, 2025 17:22 IST

  A co-branded credit card is a type of credit card issued by a financial institution (usually a bank) in partnership with a retail brand, airline, e-commerce company, or service provider.

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  EPFO Alert! PF account transfer now possible without approval from employer - Check Details

  April 25, 2025 17:19 IST

  EPFO Alert: The move is expected to benefit over 1.25 crore members, facilitating the transfer of around Rs 90,000 crore every year.

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  These PSU banks slash home loan interest rates, bring below 8 per cent - Check details

  April 25, 2025 13:09 IST

  Home Loan Interest Rates: Canara Bank said that with the RLLR reduction, the minimum rate of interest for all loans has been lowered.

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  Planning a perfect summer getaway? Here's why travel insurance is a must for you

  April 24, 2025 17:44 IST

  Female travellers are more likely to purchase plans that provide coverage for trip cancellation, flight delay and unexpected medical assistance in foreign land.

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  Double Refund of Premium Term Plans: Get 2 times of your premium back with smart exit - Details

  April 24, 2025 17:22 IST

  While such plans can have many benefits, policyholders must understand that they require a high premium payment.

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  Good news for Haryana govt employees as CM Saini hikes DA by 2 per cent | Check effective date

  April 24, 2025 7:54 IST

  As per an official statement, the revised DA and DR will be given with the salary/pension of April 2025. The arrears for the period from January 2025 to March 2025 will be paid in May 2025, the statement added.

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  What should first-time investors know before starting SIP in a volatile market?

  April 22, 2025 15:28 IST

  Experts believe that there is no such thing as a ‘right’ or ‘wrong’ time to start a SIP, because the success of a SIP isn’t dictated by market conditions. It’s driven by behaviour, consistency, and clarity of purpose.

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  What is cyber insurance, its importance and all you need to know

  April 21, 2025 16:03 IST

  Cyber insurance: Interestingly, nearly 45 per cent of cyber insurance claims in the B2B space are linked to business interruption.

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  UPI transactions above Rs 2,000 to attract 18% GST? Here's what government has to say

  April 21, 2025 13:31 IST

  The government also said that it is committed to promoting digital payment via UPI and taking all possible steps for this.

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  Planning higher studies? Know how to apply for education loan online and offline

  April 20, 2025 16:27 IST

  Education Loan: Repayment of an education loan typically begins one year after the completion of the course, providing students a grace period before they are required to start paying it back.

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  Bank Holidays List: Are banks open or closed on Good Friday in your state? Check details

  April 17, 2025 18:09 IST

  Bank Holidays on Good Friday: Good Friday is a solemn day marking the crucifixion and death of Jesus Christ. It is a gazetted holiday in several Indian states.

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  Gold price crosses Rs 95,000 for first time: Why is it surging and what should investors do?

  April 17, 2025 16:45 IST

  Gold Price: The surge in gold prices indicates that it continues to be one of the most trusted and resilient investment options even during times of uncertainty like this.

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  Nearly half of India still ignores term insurance: Survey

  April 16, 2025 18:05 IST

  A staggering 75 per cent of health insurance buyers in India have coverage of Rs 10 lakh or less. Non-buyers also display a severe underestimation of medical costs.

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  Missed a loan payment? Here’s what you should do next

  April 16, 2025 16:10 IST

  Loan EMI: A missed EMI is often a red flag that your budget is stretched thin. Use the 50-30-20 rule to manage your money: 50 per cent for essentials, 30 per cent for wants, and 20 per cent for debt and savings.