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  Good news for homebuyers: Loans to get cheaper as RBI cuts repo rate - Here's how much you will save

  February 07, 2025 16:34 IST

  Existing buyers should check with their banks whether they have passed on the rate cut benefits or not.

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  MUDRA loan: What is this scheme, interest rate, limit and other details

  February 06, 2025 18:33 IST

  MUDRA Loan: Choosing the right MUDRA category is helpful in getting a good interest as each category has a different interest rate.

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  How to check PF balance using UMANG app: Step-by-step guide and how to withdraw funds

  February 06, 2025 17:49 IST

  One can withdraw the entire PF amount only upon retirement or after two months of unemployment.

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  Sovereign Gold Bonds (SGBs) discontinued: Here are other alternatives to invest in gold

  February 06, 2025 14:03 IST

  Sovereign Gold Bonds Alternatives: Investing in gold funds, regulated by SEBI, helps investors diversify their portfolios.

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  Income Tax alert: Cash transfers to wife may attract IT notice | Know the Rules

  February 06, 2025 8:50 IST

  Transferring money to your wife via UPI or cash? Know about the latest Income Tax Rules 2025 under Sections 269SS and 269T to avoid an IT notice. Find out the legal limit for cash transactions, tax-free gift rules, and the safest banking methods.

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  8th Pay Commission: How much will government employees' salaries increase? Here's the formula

  February 04, 2025 14:54 IST

  The 8th Pay Commission is expected to bring substantial salary and pension hikes for over 1 crore government employees. Find out how the Aykroyd Formula will affect the new pay structure, with salaries potentially rising to Rs 51,480 for employees and pensions increasing to Rs 25,740.

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  PM Kisan Yojana update: 19th Installment to be released on this date, find out if you are eligible

  February 04, 2025 13:30 IST

  PM Kisan Yojana 19th Installment to be released on February 24, 2025. Check if your payment is delayed due to e-KYC, land verification, or Aadhaar linking issues. Find out how to update your details on pmkisan.gov.in.

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  SIP vs lumpsum: Which is better option for investment in mutual funds

  February 03, 2025 16:30 IST

  Experts believe that one must invest in lumpsum only when you have a large capital and a good understanding of the market.

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  Fixed deposit: Follow these steps to maximise your returns

  February 03, 2025 15:42 IST

  By following these small but important steps, one can ensure a good return from the fixed deposit.

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  NFO: HDFC Mutual Fund's new index fund - Check subscription dates and other details

  February 03, 2025 15:07 IST

  The minimum investment amount for investors under this fund has been kept at Rs 100.

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  Income up to Rs 12 lakh is tax-free, but do you know the tax-exemption limit? Find out

  February 03, 2025 14:22 IST

  Finance Minister Nirmala Sitharaman had in July last year announced a comprehensive review of the Income-tax Act 1961.

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  SBI Patrons FD scheme for super senior citizens: Check maturity amount on investment of Rs 10 lakh

  February 03, 2025 11:58 IST

  SBI Patrons FD scheme: A Super Senior Citizen is an individual resident who is 80 years or above, at any time during the previous year.

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  NPS Vatsalya: Tax benefits to be available under Section 80CCD(1B)

  February 02, 2025 18:34 IST

  Under the NPS Vatsalya scheme, all minor citizens up to the age of 18 are eligible to open an account.

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  Mahila Samman Savings Certificate: Know maturity amount on deposit of Rs 1 lakh in this scheme

  February 02, 2025 16:45 IST

  Mahila Samman Saving Certificate (MSSC) is a government-supported scheme that offers a guaranteed rate of return to women and girl children.

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  SBI latest FD rates for senior citizens: Here's how much you will get on Rs 1 lakh investment

  February 02, 2025 10:44 IST

  SBI latest FD rates for senior citizens: SBI offers a loan against fixed deposit and the interest rates are usually lower when compared to other loans.

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  Namo Bharat Train: NCMC card users to get instant discount | Here's how to earn extra loyalty points

  February 01, 2025 23:36 IST

  Namo Bharat Train passengers can now get a 10 per cent discount using the NCMC card and QR tickets. NCRTC introduced a loyalty points program for affordable travel.

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  New rules from February 2025: Key changes affecting bank, ATM, UPI users, and more

  February 01, 2025 21:17 IST

  Several new rules effective from February 1, 2025, will impact various financial transactions, including ATM withdrawal fees, UPI transaction ID regulations, banking interest rate changes, gas cylinder price reductions, and car price hikes by Maruti Suzuki.

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  PM Surya Ghar Muft Bijli Yojana: Over 8.6 lakh homes get solar panels in first year

  February 01, 2025 18:30 IST

  PM Surya Ghar Yojana achieved 8.6 lakh solar panel installations in a year. The government aims for 1 crore homes by 2027. Check subsidy details and future roadmap.

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  These UPI transactions will be blocked from February 1: Know reason, other details here

  January 30, 2025 12:08 IST

  UPI transactions: In a move to streamline UPI transactions, the National Payments Corporation of India has announced that any transaction ID containing special characters will be automatically declined by the central system.

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  Ayushman Bharat Yojana: How to apply for Ayushman Card online, check eligibility

  January 29, 2025 16:28 IST

  The Ayushman Bharat Yojana (PMJAY) provides free healthcare benefits of up to Rs 5 lakh per year to eligible individuals. Know how to check your eligibility, apply online via pmjay.gov.in, or visit a Common Service Center (CSC) for offline registration. Start your application now!

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  PM Kisan 19th installment update: Rs 2000 to be credited to farmers' accounts soon

  January 28, 2025 23:42 IST

  The 19th installment of PM Kisan Samman Nidhi Yojana will soon be credited to eligible farmers’ accounts. Prime Minister Modi is set to release Rs 2000 to farmers on February 24, 2025. Know about eligibility, installment details, and how to check your payment status.

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  How much can you invest in NPS? Secure lakhs in monthly pension

  January 25, 2025 23:04 IST

  Know how to invest in NPS to secure a monthly pension of up to Rs 1 lakh. Discover strategies for retirement planning and maximizing your NPS benefits.

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  Zero tax nations vs high tax countries: A global look at Income Tax systems

  January 23, 2025 18:41 IST

  Discover the stark differences between tax-free countries like the UAE and Kuwait, where citizens enjoy zero income taxes, and high-tax nations like Finland and Denmark, which fund social welfare programs. This global tax comparison highlighted diverse economic models and their impact on citizens.

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  Book train tickets faster with IRCTC eWallet: No payment gateway charges, hassle-free process

  January 23, 2025 16:24 IST

  Know how to book train tickets faster using IRCTC eWallet. Save time, avoid payment gateway charges, and get instant refunds on cancellations.

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  EPFO 3.0: New system brings exciting features from mobile app to ATM card for PF withdrawals

  January 22, 2025 19:55 IST

  EPFO 3.0 introduced a host of new features, including a mobile app for easy balance checks and claims, and an ATM card for seamless PF withdrawals. This new system promises to enhance convenience and reduce delays for employees managing their provident funds.

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  NPS Vatsalya vs Sukanya Samriddhi Yojana: Which one to choose for your child's future?

  January 20, 2025 12:23 IST

  NPS Vatsalya offers flexible, market-linked returns for any child under 18, while Sukanya Samriddhi Yojana provides guaranteed, tax-free savings specifically for a girl child under 10.

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  Ayushman Bharat Yojana: A complete guide to claiming benefits during illness | Step-by-step process

  January 19, 2025 20:18 IST

  Know how to claim benefits under the Ayushman Bharat Yojana (PMJAY) during illness. Discover the step-by-step process, eligibility criteria, and where to get cashless treatment under this health scheme. Maximise your healthcare access today.

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  Health insurance portability: How to switch providers for better coverage, services | Know here

  January 19, 2025 17:52 IST

  Know how to switch your health insurance provider without losing benefits. Understand IRDAI's portability guidelines, when to opt for portability, and how to retain benefits like waiting periods.