Sarabjeet Kaur
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These 7 Mutual Funds will prepare you better for 2020
Business | Dec 04, 2019, 11:56 PM ISTIf you are looking to invest in mutual funds in the year 2020 and looking for best mutual funds then this information might just help you. Suresh Sadagopan, Founder, Ladder7Financial Advisories picks 7 Mutual Funds that you may look forward to.
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Have you kept your gold in a bank locker? You MUST assess how safe it is
Business | Nov 23, 2019, 05:57 PM ISTAs per the RBI guidelines, banks have no liability for loss of valuables in lockers. Which clearly states that during any mishap like: bank robbery, sudden fire or any natural calamity banks are not liable to pay their customers any compensation.
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Marriage on the cards? Secure your BIG DAY through a wedding insurance plan
Business | Nov 22, 2019, 07:28 AM ISTA wedding insurance plays its part in case of any misfortune like cancellation of your marriage, loss due to date postponed, death, burglary, fire, hospitalisation, venue cancellation or any other major emergency.
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Is there any difference between Mastercard, Visa or RuPay card?
Business | Oct 16, 2019, 07:03 PM ISTWe all use Debit/Credit card for transactions, but do we know what is Master Card or a Visa Card of for that matter RuPay? What mainly are the differences between these? Let’s read out a few of the points to know about the facts in an enhanced way.
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5 Essential Tips On How To Put Your Diwali Bonus Money To Good Use
Business | Oct 12, 2019, 03:33 PM ISTRather than splurging annual Diwali bonus money, one should learn to utilize it wisely. After all, it’s your hard-earned money, so always try to treat it as a regular income and use it smartly. Most of us splurge the money by just buying and shopping things on discounts, offers during festive season. This is not good indeed. One should always use the bonus with right planning to grow the wealth more.
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17 takeaways from RBI Monetary Policy Statement
Business | Oct 04, 2019, 04:58 PM ISTAs expected, the monetary policy committee cuts repo rate for the fifth consecutive time in October 2019. After the RBIs rate cut announcement Indian market gained some points, but due to lower than expectations the rate-sensitive stocks turned negative. Even Indian rupee and crude bond prices fell. Let’s read out a few takeaways from the RBIs policy.
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No need to carry original documents. Here's how DigiLocker will help
Sep 28, 2019, 05:37 PM ISTWe will guide and introduce you to the Digilocker system. Follow the low-down and make your life paperless and tension free by carrying documents anytime, anywhere.
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What happens to your savings if your bank fails
Sep 26, 2019, 05:38 PM ISTAfter the unexpected decision of The Reserve Bank of India to put Punjab and Maharashtra Cooperative Bank (PMC Bank) under scrutiny and strict directions for six months, the depositors of the bank are into a huge snag. But, the question is- how much safe is our money when it comes to cooperative banks these days? What will happen to depositors’ money if a bank suddenly fails or shuts down? Read on.
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Cheque bounced? Take the right action under Section 138
Business | Sep 25, 2019, 12:22 PM ISTIf you are also the one who submitted the cheque to the bank and the issued cheque becomes a bounced cheque just follow the guidelines given below and take the right action under section 138 accordingly.
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Essential tips to avoid default on credit card payments
Business | Sep 20, 2019, 07:15 PM ISTRead out the low-down on how you can keep yourself away from high interest rates and penalties by managing multiple credit cards.
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5 essential money saving tips you must pay attention to
Business | Sep 20, 2019, 12:56 PM ISTSaving is important in every age of our life. Whether you are at your 20s, 30s, 40s or 60s, we all think for a better future and a wealthy life. But, to start investing in your 30s is a bit difficult than your 20s. Here are some essential money-saving tips that you must pay attention to for a financially secure future.
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7 smart tips to protect you from drowning in financial mess
Business | Sep 13, 2019, 06:45 PM ISTMoney plays a very important role in our day to day life. But, today the prime fear with every common man is how to save money and fix personal finance mistakes. Some people earn well but don’t know how to save, how much to save and where to save? They all lack in one thing and that is a good future-plan to secure their finances. We all need a strong foundation for our strong financial future, and for that, we need to know the dealings to fix our finances and avoid mistakes. So, we are to guide you for a better future. Just follow the low-down to know how you can avoid and fix your finance mistakes:
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Explained: How to close your inactive bank account
Sep 13, 2019, 02:16 PM ISTAre you are the one who holds more than two bank accounts and don’t use them frequently? If yes, then you need to close it or reactivate it soon to avoid any specific charges asked by your bank. According to the RBI’s norm, if a customer discontinues using his or her account for 12 consecutive months then banks will automatically make then inactive, and more than extra inactive 12 months will make it a dormant account. So, we are here to guide you as to how you can close your inactive bank account.
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Fallen victim to an online transaction fraud? Here's a step-by-step guide to report it
Business | Sep 10, 2019, 05:47 PM ISTIf you are also the one who has been the victim of online transaction fraud, then no need to worry anymore. We are here to guide you through few simple ladders to get rid of online financial frauds.
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Things you need to know about IFSC Code
Business | Sep 05, 2019, 05:06 PM ISTRecently, Finance Minister Nirmala Sitharaman announced the merger of 10 PSB Banks, and the news made existing customers concerned about their account numbers, branch and codes. We all know that when SBI got merged with its five associates, at that time SBI changed the IFSC codes and names of 1,300 branches, for the reason that each and every branch server is different. So, it’s obvious that if the banks merged you may get a new IFSC code.
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ATTENTION Account holders! Here’s how bank merger is likely to IMPACT you
Business | Sep 04, 2019, 01:30 PM ISTDo you hold an account or more in one of the 10 Public Sector Banks in India that have been merged? If yes, then do read this article to find out how this big ticket bank merger is going to impact you.
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NSC Vs ELSS-Which Is The Better Tax Saving Investment?
Business | Aug 08, 2019, 07:10 PM ISTIf we talk about low risk and better returns, NSC is a better option to invest and save tax. Whereas, ELSS are those in which money can be invested through mutual funds in equity markets. One can invest in other options as well like fixed deposits, Public Provident Fund, National savings certificate, ELSS and many in the market, through which one can avail tax benefits depending on risk and returns.
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Tips to make your CIBIL score from zero to good numbers!
Business | Aug 08, 2019, 06:55 PM ISTDue to high debt, you are having sleepless nights, then no need to worry anymore. We are here to guide you to improve your CIBIL
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Want to buy a home? Go for joint home loan, here are the benefits
Business | Oct 11, 2019, 12:45 PM ISTIf you are looking to buy a home and are concerned about the tax and interest rates, you should take a look at what a joint home loan offers. Taking a joint home loan eases the burden of debt and also allows you to opt for a higher amount of loan. But first, you must read on to know the benefits of taking a joint home loan and who all can opt for it.