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  Rising temperature a risk for businesses: Key things to keep in mind while buying fire insurance

  May 28, 2025 18:05 IST

  Fire and engineering insurance protects against a wide range of risks that can disrupt your business, including fire, explosion, or implosion, strikes, riots, and malicious damage, natural disasters like storms, floods, earthquakes and even bushfires etc.

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  Pension rule change for Central govt employees in PSUs, dismissed staff to lose retirement benefits

  May 27, 2025 19:55 IST

  The Centre has amended pension rules to deny retirement benefits to PSU employees dismissed for misconduct, aiming to boost accountability and curb corruption.

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  Buying health insurance for our parents above or below 60 years? Check tax benefits

  May 27, 2025 18:04 IST

  The approach to health insurance significantly changes with age. For parents below 60, policies are relatively cheaper and come with broader features.

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  Centre approves 8.25 per cent EPF interest rate for FY25, benefiting 7 crore subscribers

  May 24, 2025 16:00 IST

  CBT recommended an 8.25% annual rate of interest to be credited on EPF accumulations in members’ accounts for the financial year 2024-25. The interest rate would be officially notified by the Government of India, following which EPFO would credit the rate of interest into the subscribers’ accounts.

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  Income Tax Return: What is the last date to file ITR this year?

  June 03, 2025 17:00 IST

  Income Tax Return: The Central Board of Direct Taxes (CBDT) has also released most of the ITR forms, ranging from Sahaj, Sugam, ITR-2, ITR-7 to ITR-U.

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  Loan Repayment: Avoid these 5 mistakes when trying to pay off loans

  May 21, 2025 14:47 IST

  Missing a payment due to hardship isn’t unusual, but staying silent can worsen your situation. Proactively contacting your lender opens doors to options.

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  IRCTC's SwaRail App: From train ticket booking to PNR enquiries, here's what all you can do

  May 19, 2025 14:42 IST

  IRCTC SwaRail App: Indian Railway Catering and Tourism Corporation's SwaRail app has integrated all public-facing applications of Indian Railways into a single platform.

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  Do you own more than one credit card? Here are pros and cons you should know

  May 18, 2025 10:25 IST

  Using just one credit card can restrict your ability to make certain purchases if you hit the credit limit. On the other hand, owning multiple credit cards comes with both advantages and disadvantages. Let's explore them.

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  High credit score benefits: Easier loans, lower interest rates and even job opportunities | Details

  May 17, 2025 7:35 IST

  A good credit score is more than just a number -- it's a gateway to financial flexibility, savings, and even professional opportunities. So, whether you are planning a major purchase or eyeing a job in the financial sector, keeping your credit score in top shape can truly pay off.

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  Applying for digital goal loan? Key points to know after RBI's latest rules on digital lending

  May 15, 2025 17:40 IST

  Platforms offering digital gold loans, especially those using Lending Service Providers or NBFC partnerships, must now comply with all the new clear accountability norms.

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  What is property laddering? Explained with full calculation: Check details

  May 19, 2025 9:11 IST

  The concept of property laddering, though common, but relatively unknown, involves investing in a small home in a Tier-2 or Tier-3 city.

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  Gold’s glitter fades as world breathes easier, but for how long? Here's what expert says

  May 14, 2025 17:29 IST

  One key factor currently cooling gold prices is the easing of global inflation pressures, particularly in the United States, where annual inflation declined to 2.3 per cent in April 2025—the lowest rate observed in over four years.

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  Chip-based e-passport rolled out: Key features, benefits, how to get one and other details

  May 14, 2025 17:02 IST

  The biggest advantage of the e-passport is that it has a digitally signed chip that reduces the risk of forgery, passport duplication and identity theft.

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  Union Bank's Union Wellness Deposit offers health protection with wealth creation - Check details

  May 14, 2025 16:32 IST

  Meanwhile, Union Bank of India witnessed a surge of 8.6 per cent to Rs 9.82 lakh crore in its loan business during the March 2025 quarter.

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  Term Insurance: Why timing matters more than tenure - Explained

  May 13, 2025 15:00 IST

  Term insurance's primary purpose is income replacement during a person’s active earning years. If a family depends on your income, term insurance ensures they’re not left financially vulnerable in your absence.

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  SIP vs Mutual Funds: Which one is better for you? All you need to know

  May 13, 2025 14:39 IST

  A mutual fund is an investment vehicle that allows individuals to participate in various financial markets such as equities (stock market), debt (bond market), commodities, real estate, and even InVITs (Infrastructure Investment Trusts).

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  Planning to go abroad for studies? Here's how early financial planning can help you save big

  May 12, 2025 18:04 IST

  Advance planning helps consolidate essential services like travel insurance, airport transfers, forex cards, and SIM connections. Students must also research what discounts are available in their destination.

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  Bonds vs Traditional Instruments: Which investment can offer better returns? Find out

  May 11, 2025 16:54 IST

  There are many schemes run by the government, such as Public Provident Fund, Sukanya Samriddhi Yojana and Senior Citizen Savings Scheme. These deliver returns of 7-8 per cent.

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  Making money from Dream 11 and My11Circle? Here's how much tax you will have to pay

  May 11, 2025 10:57 IST

  Under the Income Tax Act, 1961, casual income refers to income that is received on an irregular, non-recurring basis. Such income is characterised by its erratic and non-recurring nature.

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  Mother's Day 2025: 5 financial planning lessons to teach your mom

  May 11, 2025 10:02 IST

  Mother's Day 2025: Personal financial planning goes even further than the ability to manage a household on a limited budget. 

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  What is Alternative Credit Scoring and how does it work? Everything you need to know

  May 02, 2025 17:28 IST

  As per the recent report by Fintech Association for Consumer Empowerment (FACE) 84 per cent of lenders in India now combine alternative data with traditional credit checks to assess borrower risk.

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  Planning a Summer Getaway? Here’s why insurance is the most important thing you can pack

  April 30, 2025 17:59 IST

  While selecting a hotel or booking a ticket is more interesting, it's equally important to have travel insurance, which will safeguard your much-needed vacation.

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  Explained: Tax implications of capital gains on mutual funds, stocks in 2025

  April 30, 2025 17:45 IST

  If listed shares are sold within 12 months, the gains are classified as short-term and a tax rate of 15 per cent (plus surcharge and cess), under Section 111A will be applicable on such gains.

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  Zero Depreciation vs Comprehensive Car Insurance: Which one saves more in long run?

  April 30, 2025 15:48 IST

  Zero Depreciation vs Comprehensive Car Insurance: Zero Depreciation is an add-on that ensures depreciation isn’t deducted during claims, helping you get the full cost of parts replaced.

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  Google Pay offering personal loan of up to Rs 12 lakh: Check eligibility and other details

  April 30, 2025 15:57 IST

  Google Pay Loan: The instant personal loans available on the platform will range from Rs 30 thousand to Rs 12 lakhs.

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  Akshaya Tritiya: Planning to buy 24k digital gold? Check offers on these digital platforms

  April 29, 2025 18:04 IST

  Akshaya Tritiya 2025: Investing in digital gold gives you the freedom to invest as low as Rs 1, and that too without worrying about the purity of the gold.

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  Term Insurance for Her: Critical illness cover for women-specific conditions and much more - Details

  April 29, 2025 17:26 IST

  To address the unique needs of women across different life stages, the plan integrates standard term life coverage with additional health and child care benefits.

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  From gold bangles to brick walls: How Akshaya Tritiya is shaping modern investment choices

  April 30, 2025 10:56 IST

  Real estate, as an asset class, has always had a magnetic pull. Its tangible nature makes people feel more secure, which often drives decisions emotionally.