Emi
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50-30-20 rule was never built for Indian salaries; expert explains what should replace it
Personal Finance | Oct 08, 2026, 02:35 PM ISTPeople in the lower-income bracket should focus on building an emergency corpus first before thinking about long-term investing. As income grows, more of it can go towards the investment corpus.
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Home loan EMIs to go up as RBI increases repo rate, here's how much more you will have to pay
Personal Finance | Oct 07, 2026, 12:40 PM ISTThe last repo rate hike was in February 2023, when the RBI raised the rate by 0.25 per cent to 6.50 per cent. It kept the rate unchanged through 2023-24 before beginning its rate-cut cycle in 2025.
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Planning to buy home with a sibling? Here are 6 must-consider factors to decide before you sign
Market | Sep 09, 2026, 03:17 PM ISTA co-owner gets ownership rights through the property documents, while a co-borrower has repayment obligations under the loan. Depending on the lender and the transaction, co-owners may also be required to be co-applicants.
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Can you afford a smartphone above Rs 1 lakh? Understand the new math of premium phone ownership
Personal Finance | Aug 31, 2026, 05:03 PM ISTFor consumers with sufficient savings and no desire for a recurring commitment, buying outright may make sense. EMI can work for those who want immediate ownership but prefer to spread the payment over time.
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Why You Should Use a Personal Loan EMI Calculator Before Applying
Brand Content | Aug 12, 2026, 03:03 PM ISTPlan your monthly repayments with confidence before applying for a personal loan.
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'Show-off kal ka stress ban sakta hai...': Man's warning against EMIs goes viral
offbeat | Jul 14, 2026, 03:47 PM ISTA viral Instagram video warning young people against falling into the EMI trap has sparked a debate online. While some agree that financial freedom is more important than expensive purchases, others believe EMIs are a practical tool for achieving major life goals.
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'Single decision quietly broke his budget': How Pune man earning Rs 90,000 landed in Rs 15 lakh debt
Trending | Jul 05, 2026, 11:13 AM ISTA Pune man earning Rs 90,000 a month found himself in Rs 15 lakh debt after taking loans for his father's surgery. Investment advisor Vivek S G explains how medical emergencies, rising EMIs and credit card debt can quietly spiral into a financial crisis.
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Need an Instant Loan of Rs 50,000? Use a Personal Loan EMI Calculator to Stay Ahead
Brand Content | Apr 30, 2026, 07:48 PM ISTBe it an unfortunate visit to the hospital, your car’s engine failure, or something else, financial issues can come knocking at your door anytime. Such economical issues are draining the wallets of most Indians before their payday, in current times.
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The 40% rule: How much EMI is safe for your salary? Find out here
Personal Finance | Apr 29, 2026, 05:09 PM ISTThe rule states that your total monthly EMI outflow should not exceed 40 per cent of your net income. The intent is simple but critical.
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Estimate Your EMI Instantly with Bajaj Finserv Business Loan EMI Calculator
Brand Content | Apr 13, 2026, 01:39 PM ISTAmong the three factors that determine EMI, the business loan interest rate has a direct impact on your monthly repayment. Even when the loan amount and tenure remain unchanged, a higher interest rate increases the EMI.
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Second Hand Bike Loan Made Simple: Everything You Need to Know Before You Apply
Brand Content | Mar 23, 2026, 05:14 PM ISTA used bike loan is specifically designed to help you gain ownership of a pre-owned bike. Instead of taking the entire burden of an upfront cost, a customer can choose to borrow the sum from a bank and repay it in manageable monthly instalments over a fixed tenure.
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Holi 2026: Why Portable Coolers are Best for Outdoor Celebrations?
Brand Content | Mar 02, 2026, 03:50 PM ISTStay cool this Holi with powerful, easy-to-move air coolers for terrace parties and festive gatherings. Bring one home with Bajaj Finserv’s Easy EMIs and summer sale offers.
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Loan Against Property EMI Calculator – Your Guide to Smarter Borrowing and Better Planning
Brand Content | Jan 19, 2026, 04:13 PM ISTUse our Loan Against Property (LAP) EMI calculator to estimate monthly outflows instantly. Get a detailed breakdown of interest, principal, and total repayment to plan your finances better.
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Missed one EMI? Here's how big is this damage and how to contain it
Personal Finance | Jan 13, 2026, 03:29 PM ISTFrom a credit ecosystem standpoint, a single missed payment rarely defines a borrower’s creditworthiness. Credit bureaus evaluate repayment behaviour over time, not isolated incidents.
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Your Housing Loan Starter Guide – Eligibility, Interest, and EMI Explained
Brand Content | Sep 29, 2025, 11:53 AM ISTStruggling with housing loan basics? Get clarity on eligibility, required documents, interest rates, and EMI calculation for better financial planning.
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How EMI calculators assist in long-term home loan planning
Brand Content | Aug 06, 2025, 07:07 PM ISTA home loan EMI calculator is an easy-to-use tool, but it will help you avoid so much financial stress. It explains how much you'll actually pay, allows you to compare various possibilities, and ensures your home loan doesn't interfere with other life objectives.
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Understanding Home Loan Eligibility: A Guide to Smarter Borrowing
Brand Content | Jun 23, 2025, 06:05 PM ISTKnow how to check home loan eligibility, factors affecting it, and tips to improve your chances of approval with an online eligibility calculator.
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Missed a loan payment? Here’s what you should do next
Personal Finance | Apr 16, 2025, 04:10 PM ISTLoan EMI: A missed EMI is often a red flag that your budget is stretched thin. Use the 50-30-20 rule to manage your money: 50 per cent for essentials, 30 per cent for wants, and 20 per cent for debt and savings.
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The EMI secret banks will not tell you: Here's how to cut your EMI after RBI slashes rates
Personal Finance | Apr 15, 2025, 03:41 PM ISTWith awareness and the right digital tools, you can reduce your EMI burden, avoid overpaying, and ensure that you do not miss out when rates fall.
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Planning to Upgrade to iPhone 16? Here's how you can get it without financial strain
Technology | Apr 10, 2025, 02:41 PM ISTiPhones tend to be significantly more expensive than typical Android phones, which is why many people opt for buying them through EMI. Let's explore how much the monthly EMI would be for purchasing the iPhone 16 using SBI, HDFC, PNB, and Axis Credit Cards.