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  Understanding Home Loan Eligibility: A Guide to Smarter Borrowing

  Brand Content | June 23, 2025 18:05 IST

  Know how to check home loan eligibility, factors affecting it, and tips to improve your chances of approval with an online eligibility calculator.

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  Missed a loan payment? Here’s what you should do next

  April 16, 2025 16:10 IST

  Loan EMI: A missed EMI is often a red flag that your budget is stretched thin. Use the 50-30-20 rule to manage your money: 50 per cent for essentials, 30 per cent for wants, and 20 per cent for debt and savings.

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  The EMI secret banks will not tell you: Here's how to cut your EMI after RBI slashes rates

  April 15, 2025 15:41 IST

  With awareness and the right digital tools, you can reduce your EMI burden, avoid overpaying, and ensure that you do not miss out when rates fall.

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  Planning to Upgrade to iPhone 16? Here's how you can get it without financial strain

  Technology | April 10, 2025 14:41 IST

  iPhones tend to be significantly more expensive than typical Android phones, which is why many people opt for buying them through EMI. Let's explore how much the monthly EMI would be for purchasing the iPhone 16 using SBI, HDFC, PNB, and Axis Credit Cards.

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  How changing loan tenure affects your EMI: A detailed analysis

  Brand Content | March 08, 2025 15:13 IST

  Many borrowers face the dilemma of whether to extend their tenure to reduce monthly payments or shorten it to become debt-free sooner. Adjusting your loan tenure can have long-term financial implications, making it essential to understand its impact for making an informed decision.

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  SBI cuts home loan rate: Here's how much you will save on EMIs of Rs 50 lakh loan

  February 17, 2025 17:27 IST

  SBI Revised Home Loan Interest Rates EMI Calculations: The PSU bank has announced a reduction in its External Benchmark-based Lending Rate (EBLR) and Repo Linked Lending Rate (RLLR) applicable to various loans.

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  Credit Card vs Charge Card: Know differences and which one is right for you

  February 10, 2025 15:38 IST

  Credit Card vs Charge Card: Which one is right for you depends on your financial habits and needs.

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  Applying for a personal loan? Essential dos and don’ts to keep in mind

  November 21, 2024 15:53 IST

  Planning to apply for a personal loan? Know essential dos and don’ts to make a smart financial decision. Keep EMIs affordable, choose short tenures, and borrow only for emergencies to avoid debt traps.

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  Enhance your home buying journey with a home loan EMI calculator

  Brand Content | October 24, 2024 16:41 IST

  Make smarter choices by simplifying the home loan process with quick EMI calculations.

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  RBI asks Bajaj Finance to stop lending under eCOM, Insta EMI Card products

  Business | November 15, 2023 21:28 IST

  These supervisory restrictions will be reviewed after the rectification of said deficiencies to the satisfaction of the RBI, the central bank added. In August last year, the Reserve Bank issued guidelines on digital lending with an aim to protect the interest of borrowers.

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  Planning a home loan? Know the difference between pre-EMI and full-EMI repayment plans

  Business | March 01, 2023 16:18 IST

  Pre-EMI payments can cost less than normal EMI payments, which pay the principal and interest on the loan.

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  What is no-cost EMI scheme? How it functions - Explained

  February 21, 2023 18:20 IST

  Although no-cost EMIs are quite inexpensive, it's necessary to be aware of the offers in order to get the most out of them.

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  Meta introduces no-cost EMIs for advertisers in India

  Technology | January 17, 2023 15:37 IST

  New Delhi: Meta said it will bear the applicable interest payable to the bank, and give it as an upfront discount to the business on its ad spends. With no-cost EMI billing, advertisers can choose any amount between Rs 3,200 and Rs 5 lakh to convert to EMIs.

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  Meta brings no-cost EMIs for advertisers in India: How does it work?

  Technology | August 30, 2022 18:59 IST

  Meta has declared to bear the applicable interest which is payable to the bank and additionally, will give an upfront discount to the business on its ad spends.

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  HDFC Bank hikes lending rates by 0.35%; second hike in two months

  Business | June 07, 2022 19:01 IST

  HDFC Bank increased its Marginal Cost of funding based on the Lending Rate by 0.35 per cent from June 7, as per the new rate structure published on its website.

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  Amazon.in to launch Great Republic Day Sale from 17th -20th January 2022

  Technology | December 15, 2022 16:47 IST

  Amazon India announces the ‘Great Republic Day Sale’ kickstarting from January 17 to January 20. Prime members of Amazon can avail the offers and discount a day prior to the official announcement.

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  HDFC Bank extends loan EMI moratorium till August: Here's how to avail

  Business | June 01, 2020 14:57 IST

  HDFC Bank announced that it has extended the loan moratorium and credit card outstanding moratorium by another 3-months for its customers to help them sail through the disruption caused by coronavirus pandemic. The Reserve Bank of India last week had extended the moratorium on loan repayments by three more months, till August 31.

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  Loan EMIs set to get cheaper as RBI cuts repo rate by 40 bps to 4 per cent

  May 22, 2020 10:48 IST

  Loan EMIs are set to get cheaper as RBI cuts repo rate by 40 bps to 4 per cent. "The repo rate cut by 40 basis points from 4.4 % to 4%. Reverse repo rate stands reduced to 3.35%," RBI Governor Shaktikanta Das said in a press conference on Friday.

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  HDFC Bank Alert! Fraudsters looking to exploit EMI moratorium to steal money. Beware, don't do THIS

  Business | April 09, 2020 19:26 IST

  HDFC Bank Alert: Largest private sector lender HDFC Bank on Thursday sent an alarm for its customers against a possible fraud over the three-month loan repayment moratorium. The bank has asked its users to be "extra cautious".

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  EMI Moratorium: Good or Bad? Experts explain how it impacts your loan

  Business | April 02, 2020 13:52 IST

  Banks like SBI, PNB, BOB, IDBI, Canara Bank, UCO bank, Syndicate Bank, Punjab & Sind Bank, Andhra Bank, Central Bank of India, HDFC Bank, ICICI bank…and many more tweeted about the details that the customer can follow by mentioning the in and out option. Some gave an email id as well where they have asked their customers to email the details of their installment/Loan account to the bank if they want to go for 3 months moratorium.