Credit Cards

Do you own more than one credit card? Here are pros and cons you should know

Using just one credit card can restrict your ability to make certain purchases if you hit the credit limit. On the other hand, owning multiple credit cards comes with both advantages and disadvantages. Let's explore them.

Top credit card management tips to boost your credit score: Spend smart, stay secure and more

Know effective credit card management tips to maintain a healthy credit score. From limiting usage to monitoring your credit report, discover the best practices to avoid debt and secure your financial future.

Credit card billing cycle: What is it and how does it work? All you need to know

The credit card billing cycle plays a key role in determining your credit score. Two primary factors influence your credit score: your payment history and the credit utilisation ratio. These elements are directly affected by the timing of your billing cycle.

Types of Debit Cards available in India: Complete details

Debit Cards in India: Take a look at some of the commonly available types of debit cards offered by various banks in India, based on the payment platform they are linked to.

How to pay insurance premiums with credit cards? Here's a step-by-step guide

Do you know that you can pay insurance premiums with your credit cards? Usually, all insurance companies provide the option of premium payment with credit cards.

THESE credit cards are lifetime FREE, you will make huge savings on shopping and booking

Notably, before choosing a lifetime free credit card, carefully consider your needs, reward points and habits. After this, select the card.

How to save more money with credit cards? | Know effective ways to do

Credit card tips: Credit cards are commonly viewed as handy financial tools for making purchases. Here are some tips to help you maximise the advantages of using credit cards.

Credit card market in India to double, expected to reach 200 million by 2028-29: PwC report

The PwC report noted that the credit card industry has seen a substantial rise in transactional activity. However, the report also noted a decline in debit card usage.

Credit cards, Paytm wallets, ITR filing: Key financial deadlines and rule changes in July 2024

As July approaches, prepare for significant financial changes impacting credit cards, Paytm wallets, and income tax filings. Key updates include Paytm closing inactive wallets on July 20, 2024, SBI Card ending reward points on government transactions, and ICICI Bank adjusting credit card fees.

Key financial changes in May that will impact you: Check all details here

As May unfolds, several financial changes are on the horizon, impacting mutual fund investors and banking customers alike. While not as transformative as previous months, these changes demand attention and awareness.

RBI's new guidelines allow customers to choose from multiple card networks at issuance

RBI said that card issuers need to provide an option to their eligible customers to choose from multiple card networks at the time of issue.

Here's how you can increase your credit card limit for greater financial flexibility

Using your card frequently and making full payments on time can result in automatic increases in your credit limit by your bank.

Here's how you can transfer money from credit card to your bank account

The potential fees and interest charges can range from 1 per cent to 5 per cent of the transferred amount.

Love Shopping on Holiday? Save Big With These Savvy Multi-Currency Travel Card Hacks!

Diwali 2023: 7 credit cards offering best deals on shopping. Cashback and discount details here

During this festive season, credit cards with cashback rewards are available to help you save extra money. With every purchase, you can earn cashback or rewards.

UPI goes global: NPCI inks pact with UAE’s Al Etihad Payments to facilitate cross-border transaction

The Ministry underscored that the development will facilitate the growth of e-commerce and digital transactions in the UAE, bolster financial inclusion, support the UAE's digitisation agenda, increase alternate payment options, reduce the cost of payments, and enhance the UAE's competitiveness.

TCS won't be charged for payments using ICC during overseas visits: Finance Ministry

The amendment reverses a May 16 notification by the ministry which omitted Rule 7 from FEM (CAT) Rules, thereby effectively including forex spend through ICCs under LRS.

RBI allows credit cards to be linked with UPI platform

UPI has become the most inclusive mode of payment in India, with over 26 crore unique users and 5 crore merchants onboarded on the platform, RBI Governor Shaktikanta Das said.

RBI asks HDFC Bank to stop digital activities, sourcing new credit card customers

HDFC Bank said the RBI order “has advised the bank to temporarily stop all launches of the digital business-generating activities planned under its program Digital 2.0 and other proposed business generating IT applications and sourcing of new credit card customers.”

RBI's 3-month moratorium on EMIs is not applicable on credit card bills. Here's why

RBI on Friday said that all commercial banks, co-operative banks, all-India financial institutions, and NBFCs are being permitted to allow a moratorium of three months on payment of installments in respect of all term loans outstanding as on March 1, 2020. But, is credit cards outstanding covered under RBI's 3-month moratorium?