Fixed Deposits

What is the difference between callable and non-callable FDs? Know which offers higher interest

Before investing, you should carefully evaluate your financial objectives, risk appetite, and liquidity needs. Selecting the most suitable option will enable you to meet your goals in a well-balanced and secure way.

The Pros and Cons of Senior Citizen Fixed Deposits in 2025

In 2025, senior citizen FD rates continue to provide a reliable means of earning more interest at low risk. These fixed deposits are still valuable for capital preservation and earning regular income for conservative investors. But, as with all investments, they have drawbacks, including liquidity,

Bonds vs Traditional Instruments: Which investment can offer better returns? Find out

There are many schemes run by the government, such as Public Provident Fund, Sukanya Samriddhi Yojana and Senior Citizen Savings Scheme. These deliver returns of 7-8 per cent.

6 Factors to Consider When Using an FD Calculator

In this article, we shall explore six critical factors that should be considered when working with an FD calculator.

Do you want better return than Fixed Deposits? | Here are some great options for you

Gold has always been considered the most reliable way to protect against inflation. You can invest in physical gold, gold ETFs or sovereign gold bonds.

SBI Patrons FD scheme for super senior citizens: Check maturity amount on investment of Rs 10 lakh

SBI Patrons FD scheme: A Super Senior Citizen is an individual resident who is 80 years or above, at any time during the previous year.

Good news for FD investors: Finance Minister likely to make major announcements in Budget

The Union Budget 2025-26 may bring good news for FD investors, with potential tax exemptions on fixed deposit income and shorter lock-in periods for tax-saving FDs. FM Nirmala Sitharaman is expected to introduce measures to boost FD investments and address banking sector liquidity challenges.

Budget 2025: Banks propose tax Incentives for fixed deposits to boost savings

Financial institutions propose tax incentives for fixed deposits, long-term savings, and support for green finance ahead of Budget 2025 to boost savings and economic growth.

Kickstart New Year with smart investments: Check schemes offering fixed returns with govt guarantee

New Year 2025: If you are also planning to start investing this year, then consider these government-backed investment schemes offering fixed returns with a guarantee. Let's explore.

Fixed Deposits for senior citizens: Public, private banks providing higher interest in December

The Fixed Deposits are one of the safest and most trusted ways of making long-term investments. By making a one-time investment, an individual can earn up to an interest of nearly 8.5 per cent through FDs.

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED

As financial planning takes centre stage in securing the future, investment preferences are shifting from traditional saving methods like Fixed Deposits (FDs) and savings accounts to more dynamic options such as Systematic Investment Plans (SIPs).

Fixed Deposits for senior citizens: Check list of top private banks offering highest interest rates

A Fixed Deposit (FD) account is a financial product where an investor deposits a lump sum of money for a predetermined period, and the interest rate remains fixed throughout the duration of the deposit.

Senior citizen fixed deposits: List of banks that offer best interest rate in November 2024

Banks and NBFCs are offering Senior Citizen Fixed Deposits exclusively for individuals aged 60 and above. These FDs offer higher interest rates than regular FDs, giving retired employees a reliable source of income and financial security during their golden years.

FD interest rates: Top 7 banks offering highest returns on 3-year fixed deposits

Looking for the best fixed deposit rates? This guide breaks down the top 7 banks in India offering the highest interest rates on 3-year FDs. See the latest rates from private and public sector banks, with enhanced returns for senior citizens.

Fixed Deposits: List of NBFCs offering high interest rates on FDs during festive season | Check here

While fixed deposits from commercial banks are a common choice for conservative investors, highly rated NBFCs present a compelling alternative for those seeking competitive rates without significantly compromising on security.

Fixed Deposit rates likely to decline soon! List of banks offering maximum interest on FDs | Check

Fixed Deposits (FDs) have consistently been a go-to investment for individuals who prioritise stability and low risk, as opposed to market-linked investments like mutual funds and stocks.

SBI to bring unique product with benefits of RD and SIP together | Details

SBI Chairman CS Shetty hinted towards a new plan which could involve the benefits of FD and SIP. Notably, both the deposit plans give the option of monthly investment and are popular among the working professionals.

5 fixed deposit schemes for senior citizens from SBI: Check attractive interest rates

Fixed deposits: Another scheme is called the SBI Amrit Kalash scheme which runs for 400 days and offers an interest rate of 7.10 percent per annum for general citizens.

Fixed Deposits for senior citizens: List of 10 banks offering up to 9.5 per cent interest on FDs

A Fixed Deposit (FD) account is a financial product where an investor deposits a lump sum of money for a predetermined period, and the interest rate remains fixed throughout the duration of the deposit.

Understanding the Liquidity of Fixed Deposits and When to Use Them