Personal Loan

Loan eligibility in India: Can an 18-year-old get personal loan? Requirements and process explained

While the option exists, an 18-year-old seeking a personal loan must weigh their ability to repay the loan and ensure that they can meet the terms set by the lender. Financial institutions are more likely to approve loans for those who have a stable source of income.

How to get a personal loan if you don't meet eligibility criteria? Here are 8 easy steps

Are you struggling to get a personal loan due to eligibility criteria? Know how to improve your chances, explore alternative lenders, apply with a guarantor, or opt for secured loans to meet your financial needs.

Applying for a personal loan? Essential dos and don’ts to keep in mind

Planning to apply for a personal loan? Know essential dos and don’ts to make a smart financial decision. Keep EMIs affordable, choose short tenures, and borrow only for emergencies to avoid debt traps.

How to use a personal loan eligibility calculator to secure your loan

A higher income can improve your eligibility. Consider negotiating a raise or taking on part-time work or freelancing to supplement your income.

How to get instant personal loan online, Know complete application process and its benefits

An instant personal loan is a type of unsecured loan that can be applied for online, without the need for visiting a bank branch. This type of loan usually involves an instant application process, with funds being transferred to your account quickly.

Understanding Loan Terms: How Personal Loan Calculators Help You Plan

Personal loan: 3 mistakes you must avoid while borrowing through fintech platforms

Personal loan: Burrowers must take note that the fintech platform should have a well-functioning customer care system. Even as the loans can be accessed digitally via an app, in case, you run into a problem, then somebody should be there to help you out.

Maximise your finances: Smart ways to use a personal loan

With FIRSTmoney, you get a sanctioned credit limit through which you can make multiple withdrawals whenever needed.

Home loan outstanding grew by 3.4 lakh crore in last one year: RBI

Apart from home loans, credit cards, non-food bank credit, industries and agricultural activity loans saw a year-on-year growth in May 2024. However, the personal loan segment growth has moderated.

What are factors which determine low interest rates for personal loans

Securing a personal loan at favourable interest rates requires an understanding of several.

Personal Loan: Here's list of banks offering lowest interest rates

Lenders charge a lower rate from borrowers with a high credit score and a higher interest rate from those with a low credit score.

Hero FinCorp: Helping Lakhs of Indians Solve Their Family Financial Issues

No one is immune to times of hardships and financial issues. Loss of a job, unexpected medical expenses, and anything along those lines can cause financial distress. Fortunately, there are solutions available that can address a family's financial problems very easily. Hero Fincorp, a renowned lendin

5 scenarios in which quick Personal Loans can be useful

Even if you don’t have a pre-approved offer, you can still get approval within minutes. Best of all, you can use it without any restrictions as well. T

RBI rate hike to burn bigger hole in aam aadmi's pocket: How much your EMI will increase - Details

RBI's decision to hike the repo rate sets the stage clear for banks, housing finance companies and other lenders to hike the interest rate on all kinds of loans including home and auto.

Salary account in SBI? Now you can apply for personal loan up to Rs 35 lakh without visiting branch

SBI Personal Loan Apply Online: SBI is offering personal loans up to Rs 35 lakh under Real Time Xpress Credit to salaried customers.

Confused about taking a loan? Tips on easy loan management

While technology has revolutionised how loans are disbursed, the principles of judicious borrowing have not.

Low CIBIL worrying you? Here's how to improve your Credit score

CIBIL Score, Credit Score Check: CIBIL is a summary of an individual's credit history, reflecting the person's credit profile. The score allows banks or lenders to filter and act on the loan applications.

Get Rs 2 lakh loan from Paytm in 2 minutes, Know how

Paytm Loan In 2 Minutes: Paytm is offering loan up to Rs 2 lakh to its customer in just 2 minutes without any physical documentation or verification.

Fulfil your wanderlust dreams with a Flexi Personal Loan

Today, with multiple travel options and packages available, holidaying is easier than ever. In fact, if you’re bitten by the travel bug, it’s possible that you have already found the deals on offer irresistible. From Costa Rica’s natural beauty and Bali’s sun-kissed shores to Machu Picchu’s ancient history, there’s so much to take in.

Planning a trip abroad? Here's why you should finance it with a personal loan

Personal Loans for Travel: An international trip allows you to experience a whole new culture, environment, and cuisine and promises unforgettable memories too. As per the UN World Tourism Organisation, over 50 million Indians are estimated to go overseas in 2019.