Health Insurance
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Choosing the Right Health Insurance Plan For Your Needs
Brand Content | May 21, 2025, 06:07 PM ISTYou can boost your insurance coverage with the add-ons to your policy, i.e., riders. They charge a little extra premium but provide additional benefits.
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Here’s How Do Pre-Existing Conditions Affect Health Insurance for Senior Citizens
Brand Content | Apr 28, 2025, 08:51 PM ISTMost insurance policies impose a waiting period—usually between 12 and 48 months—before pre-existing conditions are covered. During this period, treatment costs related to these conditions are not reimbursed.
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Nearly half of India still ignores term insurance: Survey
Personal Finance | Apr 16, 2025, 06:05 PM ISTA staggering 75 per cent of health insurance buyers in India have coverage of Rs 10 lakh or less. Non-buyers also display a severe underestimation of medical costs.
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Buying health insurance: 7 things to check before taking this important step
Personal Finance | Apr 14, 2025, 01:52 PM ISTRead the customer reviews on Google and other social media platforms. Look for an insurer with a high claim settlement ratio, low complaint numbers, and positive online reviews.
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Mental Health Insurance: Key things policyholders should know
Personal Finance | Apr 07, 2025, 05:58 PM ISTMental Health Insurance: Just like other health insurance plans, there are some guidelines that need to be followed for the mental health insurance plan.
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Punjab Budget 2025: State to conduct first-ever 'drug census', announces minister
India | Mar 26, 2025, 06:13 PM ISTPunjab Finance Minister Harpal Singh Cheema presented the Punjab Budget 2025 with a Rs 2.36 lakh crore allocation, prioritizing the state’s first-ever ‘drug census,’, universal health insurance, and crop diversification for farmers.
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Why do metro city residents pay more for health insurance? Know reason here
Personal Finance | Mar 23, 2025, 12:18 PM ISTHealth insurance: If you live in a metro city, you will likely pay a higher premium for health insurance. Here's why companies charge more.
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7 Common insurance mistakes that can jeopardise your financial security
Business | Mar 07, 2025, 11:33 PM ISTInsurance is a vital part of financial planning, offering protection against unforeseen events. However, common insurance mistakes—like not reviewing coverage needs, ignoring policy details, or failing to compare plans—can leave you vulnerable.
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Health insurance portability: How to switch providers for better coverage, services | Know here
Personal Finance | Jan 19, 2025, 05:52 PM ISTKnow how to switch your health insurance provider without losing benefits. Understand IRDAI's portability guidelines, when to opt for portability, and how to retain benefits like waiting periods.
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How to ensure fair grievance redressal for health insurance claims? Know here
Personal Finance | Jan 09, 2025, 08:59 PM ISTKnow about IRDAI’s latest health insurance guidelines designed to simplify the claims process and protect policyholders from unfair rejections. Discover key updates, including no claim rejection due to insufficient documentation and mandatory written explanations for rejections.
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GST Council postpones decision on reducing tax for life, health insurance premiums
Business | Dec 21, 2024, 02:41 PM ISTThe GST Council has postponed its decision on reducing tax rates for life and health insurance premiums. With further deliberations planned for January, key proposals include exemptions on term life insurance and premiums for senior citizens.
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Star Health Insurance data leak: Hacker claims to have access to data of 31 million customers
India | Oct 09, 2024, 09:14 PM ISTThe alleged website, which was created by a hacker xenZen, claimed to have access to the data of over 3.1 crore customers, including sensitive information like PAN card details, phone numbers, tax details, residential address, and medical records.
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What is Ayushman Bharat health cover for senior citizens? | Know eligibility criteria, other details
India | Sep 12, 2024, 01:13 PM ISTAyushman Bharat health insurance: Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) under the flagship scheme Ayushman Bharat is the world’s largest health insurance scheme fully financed by the government.
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Health Insurance: 10 most important things to keep in mind before buying a plan
Business | Sep 10, 2024, 11:05 AM ISTHealth insurance is an essential tool for financial protection against rising medical costs in India. By carefully choosing the right plan, people can ensure they are adequately protected against unforeseen health-related expenses.
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What GST Council has decided on demands of tax cuts in health insurance premiums | Details
Business | Sep 09, 2024, 08:36 PM ISTThere has been a widespread demand to remove the 18 per cent GST on health insurance premiums so that the extra burden is not imposed on the insured, thereby increasing the ambit of coverage.
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Cognizant sues Infosys over allegations of trade secret, health insurance software theft
Business | Aug 24, 2024, 06:46 PM ISTAccording to the Cognizant lawsuit, Infosys used its TriZetto's software to create "Test Cases for Facets," and repacked their data into its product.
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Union Budget 2024: Insurers seek enhanced tax benefits for health insurance
Budget | Jul 11, 2024, 11:56 PM ISTInsurers are calling for increased tax benefits for health insurance, relaxed payment norms for MSMEs, and incentives for the agri-tech sector in the upcoming Union Budget 2024-25. FM Nirmala Sitharaman is set to present the budget on July 23, which will outline the new government's economic agenda.
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IRDAI mandates additional costs for insurers on late health claim settlements
Personal Finance | Jun 14, 2024, 01:15 PM ISTThe Insurance Regulatory Development Authority of India (IRDAI) has introduced new customer-friendly measures for health insurance. Insurers must now cover additional costs if claims are not settled within three hours of discharge.
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NHCX, single platform for all health insurance settlements, to be launched soon
Business | May 24, 2024, 04:20 PM ISTNational Health Claim Exchange is a platform jointly developed by National Health Authority (NHA) and Insurance Regulatory and Development Authority (IRDAI). It is currently under trial and will be launched in the next two-three months.
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India expands health insurance access: Senior citizens over 65 eligible for coverage
Business | Apr 22, 2024, 12:23 PM ISTThe Insurance Regulatory and Development Authority of India (IRDAI) has made a groundbreaking decision to remove the age limit of 65 years for individuals purchasing health insurance policies, aiming to broaden coverage and enhance financial security against healthcare expenses.