Credit Score

Your online rent payment habits could be affecting your credit score, here's how

India's credit ecosystem is also expanding rapidly, with the country's credit card base crossing 110 million cards, reflecting greater adoption of credit for everyday expenses.

Thinking of closing your credit card? Here’s how it impacts your credit score

One of the most underestimated consequences of closing a credit card is its impact on credit age. Credit bureaus track how long you have been using credit, and older accounts play a critical role in that calculation.

Don’t pay for your credit score: Here’s how to check it for free!

In India, major credit bureaus, such as CIBIL, Equifax, Experian and CRIF High Mark, provide credit scores. A good credit score is essential for obtaining quicker loan approvals.

High credit score benefits: Easier loans, lower interest rates and even job opportunities | Details

A good credit score is more than just a number -- it's a gateway to financial flexibility, savings, and even professional opportunities. So, whether you are planning a major purchase or eyeing a job in the financial sector, keeping your credit score in top shape can truly pay off.

What is Alternative Credit Scoring and how does it work? Everything you need to know

As per the recent report by Fintech Association for Consumer Empowerment (FACE) 84 per cent of lenders in India now combine alternative data with traditional credit checks to assess borrower risk.

Does checking credit score often affect it adversely? Know some major misconceptions

There are several misconceptions around this topic as every time your credit score is checked, it is reported in your credit information report.

Top credit card management tips to boost your credit score: Spend smart, stay secure and more

Know effective credit card management tips to maintain a healthy credit score. From limiting usage to monitoring your credit report, discover the best practices to avoid debt and secure your financial future.

RBI introduces new credit report rules: Know how it will affect your credit score

The Reserve Bank of India has updated the rules for credit report updates. Under the new rule, each individual's credit score will be updated twice a month.

How to get a personal loan if you don't meet eligibility criteria? Here are 8 easy steps

Are you struggling to get a personal loan due to eligibility criteria? Know how to improve your chances, explore alternative lenders, apply with a guarantor, or opt for secured loans to meet your financial needs.

The Impact of Your Credit Score on Your Home Loan Interest Rate

Amid rising rates here is how your credit score can help you get cheaper home loans

The credit score plays a critical role in getting home loans amid rising rates. So, before applying for a home loan, it is important to assess your borrowing capacity and ability to repay.

Low CIBIL worrying you? Here's how to improve your Credit score

CIBIL Score, Credit Score Check: CIBIL is a summary of an individual's credit history, reflecting the person's credit profile. The score allows banks or lenders to filter and act on the loan applications.

These Factors Don’t Affect Your Credit Score

Credit Score: Many financial activities impact your credit score. These are not among them.

5 Simple Ways to Improve Your Credit Score

Credit score is one of the key factors that determine your eligibility for credit. The lower your credit score, the harder it will be for you to avail a loan or credit card.

Holding Multiple Credit Cards? Then this is what you need to know!

Do you have multiple credit cards? Then you need to know this. As Banks provide numerous facilities and offer to its credit cards holder; reward points to cashback. In the era of the internet, millions of people do online shopping via credit cards and earn cash back or discount offer. These offers vary from bank to bank. But is it okay to hold multiple credit card?

Tips to make your CIBIL score from zero to good numbers!

Due to high debt, you are having sleepless nights, then no need to worry anymore. We are here to guide you to improve your CIBIL

Pros and cons of owning multiple credit cards

There is no set rule as to how many credit cards are ideal for a person. The number of credit cards depends on the user’s ability to handle credit which is factored from his current income and financial position.

8 Things You Should Consider When Taking Personal Loan

Personal loan is the best for tackling emergency situations in the easiest way

How to get a personal loan without a credit score?

In the case of a personal loan obtained from a bank, credit score and credit history of an individual plays an important role in determining his or her eligibility for the loan.