Saving Schemes
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How Unit Linked Plans are Reshaping Investment Decisions in 2026
Brand Content | Jul 28, 2026, 01:02 PM ISTMany Unit Linked Plans allow policyholders to switch between available funds during the policy term, subject to the plan's terms and conditions.
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SIP vs Lump Sum: What works better in today’s volatile markets? Experts explain
Personal Finance | Jul 08, 2026, 05:15 PM ISTVolatile markets test discipline; lump sum investors often freeze or panic-sell during drawdowns, while SIPs enforce consistent participation regardless of sentiment, removing emotion from the entry decision.
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Post Office FD interest rate: Deposit Rs 2,00,022 and get guaranteed fixed interest of Rs 90,000
Personal Finance | May 25, 2026, 03:34 PM ISTLike banks, post offices also open FD accounts for their customers. FD accounts can be opened at post offices for 1 year, 2 years, 3 years, and 5 years.
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Small Savings Schemes: Check latest interest rates of Sukanya Samriddhi Yojana, PPF and others
Personal Finance | Mar 31, 2026, 04:07 PM ISTPopular options such as the Public Provident Fund (PPF), National Savings Certificate (NSC), and Kisan Vikas Patra (KVP) continue to draw conservative investors.
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FD Rates: Banks offering up to 7.75% interest on 3-year deposits for senior citizens
Market | Feb 04, 2026, 05:10 PM ISTIt is important to note that banks offer additional basis points to senior citizens, resulting in higher interest rates for these depositors.
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Is NPS a smart tax strategy for young professionals? Here's what expert says
Personal Finance | Nov 18, 2025, 05:58 PM ISTAccording to Jose, NPS is amongst the most cost-efficient investment options available in India and probably the world, with very low fund management charges.
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ICICI slashes minimum balance for new savings accounts to Rs 15,000 from Rs 50,000 after outrage
Business | Aug 13, 2025, 11:55 PM ISTICICI Bank's announcement last week had raised the MAB to Rs 50,000, which was in contrast to other banks that have rationalised their penalties.
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Mahila Samman Savings Certificate: Know maturity amount on deposit of Rs 1 lakh in this scheme
Personal Finance | Feb 02, 2025, 04:45 PM ISTMahila Samman Saving Certificate (MSSC) is a government-supported scheme that offers a guaranteed rate of return to women and girl children.
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Women can build wealth: Top government schemes to turn 'Lakhpatis' in 2025
Business | Jan 16, 2025, 07:56 PM ISTDiscover how women can achieve financial independence through government schemes like the Mahila Samman Savings Certificate, Public Provident Fund, and LIC Aadhaar Shila Policy. These initiatives offer attractive returns, financial security, and easy investment options, empowering women.
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SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED
Explainers | Dec 11, 2024, 09:13 PM ISTAs financial planning takes centre stage in securing the future, investment preferences are shifting from traditional saving methods like Fixed Deposits (FDs) and savings accounts to more dynamic options such as Systematic Investment Plans (SIPs).
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Centre hikes interest rates on some small saving schemes for July-September quarter
Business | Jun 30, 2023, 08:55 PM ISTThe Central government raised interest rates on select saving schemes for the July-September quarter.
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How can India increase its financial literacy rate? Economist weighs in
Business | Jan 06, 2023, 10:04 AM ISTA change is required in our mindsets about money, all of our finances shouldn’t be tied up in one savings scheme, economist Sanjay Jaswani said.
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EPF still top scorer despite cut in interest rate to 40-year low - 5 Reasons
Personal Finance | Jun 05, 2022, 11:24 AM ISTEPF Interest Rate: Contributions towards EPF accounts are done by the employee and the employer as well. The employer deposits the amount into the EPF account of employees directly on a monthly basis.
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Govt cuts interest rates on small savings schemes, to be effective from April 1. Details
India | Mar 31, 2021, 11:37 PM ISTThe government on Wednesday reduced interest rates on small savings including PPF, one-year time deposit, senior citizen savings schemes. The changes will be effective from April 1, 2021.
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Financial tips every millennial should live by
Business | Mar 20, 2018, 02:13 PM ISTThe concept of personal finance is something that every member of the Generation Y needs to understand.
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What to submit to avoid paying excess TDS
Business | Aug 01, 2019, 06:29 PM ISTWhile the government expects you to pay taxes honestly, make sure you make use of its exemption schemes to the fullest
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Government stops subscription for 8 per cent GoI savings bond
Business | Jan 01, 2018, 10:47 PM ISTThe bonds have been popular on account of offering a higher rate of interest than small savings and fixed deposit rates.
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Govt cuts interest rates on different small savings schemes by 0.2%
Business | Dec 27, 2017, 09:14 PM ISTA finance ministry notification said rates have been reduced across the board for schemes such as National Savings Certificate (NSC), Sukanya Samriddhi Account, Kisan Vikas Patra (KVP) and Public Provident Fund (PPF).
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Interest Rates On Post Office Saving Schemes Increased
Nov 11, 2011, 08:33 PM ISTNew Delhi, Nov 11: In a bonanza to millions of small savers, the government today increased interest rates on deposit schemes offered by post offices, like savings account, Monthly Income Scheme and Public Provident Fund.