Home Loan Rates

HDFC Bank home, car, personal loan EMIs may rise even as RBI keeps repo rate unchanged - Here's why

Banks use MCLR as a benchmark to determine their loan interest rates. In simple terms, the loan becomes more expensive as MCLR rates rise.

Cheapest home loan: Which govt bank is offering lowest rates? Check complete list here

Owning a home is a cherished dream for every Indian, but rising inflation and the scarcity of affordable financing have made it increasingly difficult. However, a home loan can help bridge this gap. Let's take a look at the current home loan interest rates offered by banks.

How EMI calculators assist in long-term home loan planning

A home loan EMI calculator is an easy-to-use tool, but it will help you avoid so much financial stress. It explains how much you'll actually pay, allows you to compare various possibilities, and ensures your home loan doesn't interfere with other life objectives.

Mumbai becomes most expensive Indian city to live in, know about most affordable cities | DETAILS

In response to rising inflation, the central bank has increased its repo rate by 250 basis points since January 2022, impacting affordability and increasing EMI burdens by 14.4% since then.

5 scenarios in which quick Personal Loans can be useful

Even if you don’t have a pre-approved offer, you can still get approval within minutes. Best of all, you can use it without any restrictions as well. T

Commercial vs residential: Where to invest in 2023 for better returns?

Before making a decision, investors must consider all aspects such as budget, connectivity, rent, maintenance, operating costs, tenant availability, and market conditions.

Can rent rates really cover 100% of my EMIs? Explained

Real estate used to be limited to residential outskirts, but proptech, the growing economy, and the revolution have shifted the equation. Now, commercial real estate is at the frontlines with several potentials for its owners.

HDFC hikes lending rate by 25 bps; home loan to be costlier

HDFC hikes lending rate: This is the fifth hike effected by HDFC in two months. In all, the rate has increased by 115 basis points since May this year.

Home loans to get cheaper, after Bank of Baroda this bank cuts interest rate

​The bank in a release said women borrowers will get further concession of 5 basis points in rate of interest over and above this reduction for such loans. The new rates are effective from November 1.

Big News for SBI Customers! Home loan gets cheaper as bank cuts lending rates. Check details

SBI Home Loan Rate: Are you State Bank of India (SBI) customer and planning to buy a dream home? Then here's good news for you as India's largest lender SBI is offering home loans at more affordable rates.

Looking for a dream house? Home loan rates are at a 15-year low

Home loan rates at a 15 year low. Time to go for your dream house!

EXPLAINED: Here's how cut in MCLR will impact your home loan EMI

The State Bank of India today announced a 5 basis point cut in its Marginal Cost of Funds-Based lending rates (MCLR). So effectively, interest rates on all home loans or any other loan linked to MCLR will go down. In this article, we try to explain how MCLR cut will impact you vis-a-vis EMIs.  

Attention! SBI likely to charge processing fees on home loans

SBI Home Loan Processing Fee: India's largest lender State Bank of India (SBI) is likely to charge processing fees for home loans borrowers, top-up plans and corporate and builder loans.

SBI cuts lending rates by 10 bps; home loans to go cheaper

Public sector lender State Bank on Monday announced yet another reduction in lending rates by 10 basis points across tenors.

SBI home loan gets cheaper from today. Check details here

India's largest public sector bank State Bank Bank of India has reduced its key lending rate by 5 basis points (bps) across all tenors effective from today. From now the State Bank customers will have to pay less interest as home loans will get cheaper. SBI has cut its benchmark interest rates by 0.05 per cent in the marginal cost of funds-based lending rate (MCRL).

Want a home loan? Here's how a good CIBIL can be helpful

Before you go about the process of availing a home loan, it is important that you check your CIBIL report and understand it. Your report is based on your credit history over the last 36 months.

Getting Out of Home Loan EMI Woes

Home Loan Rates Cut Only For New Borrowers

New Delhi, April 2 : Banks are offering reduced home loan rates only for new borrowers, and this is not being applied in the cases of existing borrowers. On Sunday, Canara Bank slashed home loan

HDFC Discontinues Teaser Home Loan Rates

Mumbai, Dec 1: India's largest pure-play mortgage player HDFC today decided not to extend its teaser or dual rate home loan scheme, which was extended four times since its launch in December 2009, from today."The