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  The psychology of borrowing: How smart consumers use credit without falling into debt traps

  Brand Content | April 28, 2026 16:27 IST

  Maintaining a healthy credit mix works great, where you explore different credit options without overwhelming your finances. If need be, a debt consolidation loan helps manage multiple debts with a single payment.

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  Missed one EMI? Here's how big is this damage and how to contain it

  January 13, 2026 15:29 IST

  From a credit ecosystem standpoint, a single missed payment rarely defines a borrower’s creditworthiness. Credit bureaus evaluate repayment behaviour over time, not isolated incidents.

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  From Credit to Confidence: UGRO Capital's Latest Report Chronicles MSME Empowerment

  Brand Content | June 27, 2025 14:05 IST

  As India celebrates the strength of its small businesses this MSME Day, UGRO Capital’s 3rd edition of Social Impact Report offers a compelling narrative of grassroots transformation powered by formal credit.

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  High credit score benefits: Easier loans, lower interest rates and even job opportunities | Details

  May 17, 2025 7:35 IST

  A good credit score is more than just a number -- it's a gateway to financial flexibility, savings, and even professional opportunities. So, whether you are planning a major purchase or eyeing a job in the financial sector, keeping your credit score in top shape can truly pay off.

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  RBI introduces new credit report rules: Know how it will affect your credit score

  Business | January 08, 2025 19:42 IST

  The Reserve Bank of India has updated the rules for credit report updates. Under the new rule, each individual's credit score will be updated twice a month.

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  Air India stops giving tickets on credit to govt defaulters

  Business | December 27, 2019 9:19 IST

  The airline has also stopped issuing tickets to these departments, except for some such as the AAI and the Ministry of Civil Aviation. The airline has sought immediate repayment of dues, and until then no tickets will be issued on credit to the officials of these departments.

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  Debt MFs see Rs 5k-cr outflow in Sep qtr on high pullout from liquid, credit risk funds

  Business | December 01, 2019 14:31 IST

  According to Association of Mutual Funds in India (Amfi), mutual funds that invest in fixed-income securities saw an outflow to the tune of Rs 5,061 crore in the three months ended September 30, 2019 compared with an inflow of Rs 19,691 crore in the previous quarter.

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  Challenges ahead for most Indian non-financial companies in 2020: Moody's

  Business | November 28, 2019 11:54 IST

  "Rated companies’ credit profiles are unlikely to improve significantly over 2020-2021 due to elevated debt levels, weakening profitability and the continued economic slowdown, which is pressuring both investment and consumption," Kaustubh Chaubal, a Moody’s Vice President and Senior Credit Officer said.

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  Bombay High Court relief for SBI, other DHFL lenders

  Business | November 13, 2019 20:35 IST

  The high court said payments to banks and NBFCs, pursuant to any securitisation or similar agreement, will be allowed. Last month, Justice A K Menon had restrained the Dewan Housing Finance Corporation (DHFL) from making further payments to any unsecured creditors until further orders

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  After PNB fraud, RBI stops use of LoUs for trade credit for imports

  Business | March 13, 2018 23:52 IST

  The RBI said the decision to discontinue the practice of LoUs and Letters of Comfort (LoCs) for trade finance comes into force with immediate effect.

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  From Rs 1.04 lakh cr in 1990 to Rs 68.78 lakh cr in 2015: Bank credit sees manifold jump in 25 years

  June 25, 2017 13:07 IST

  Bank credit has seen a manifold jump in the past 25 years as total outstanding credit soared to Rs 68,78,500 crore from Rs 1,04,300 crore during the 1990-2015 period, RBI has said.

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  Credit offtake growth dips in Punjab, Haryana

  May 28, 2014 17:52 IST

  Chandigarh: Growth of banking credit offtake dipped in Punjab and Haryana with industry blaming banks for not extending advances on account of rising bad loans.  The total advances grew by mere 8.09 per cent in

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  Haryana shows concern over 'declining' trend in credit

  May 20, 2014 20:07 IST

  Chandigarh: The Haryana government today expressed concerns over “declining” trend in the priority sector, farm sector lending and “insufficient” financing in some districts.Banks also faced ire of state authorities for not taking “concrete action” on

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  Indian sportswomen are not given due credit: Abhishek Bachchan

  Other Sports | April 10, 2014 23:27 IST

  Mumbai: Bollywood actor Abhishek Bachchan, who is now busy promoting the ancient sport of kabaddi, says Indian sportswomen are not given their due credit."I personally feel that Indian women in sports are not given due

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  Exim Bank extends $89.9 mn credit line to Congo

  March 14, 2014 17:40 IST

  Mumbai: Export-Import Bank of India (Exim Bank) today said it has extended a second line of credit (LoC) of USD 89.90 million to the Republic of Congo for developing transportation system. Exim Bank had earlier

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  PayPal accidentally credits man USD 92 quadrillion

  World | July 18, 2013 14:26 IST

  New York, Jul 18: Oops! PayPal, the online money- transfer company, has accidentally credited a man in Delaware a whopping USD 92,233,720,368,547,800, making him by far the richest man in the world.Chris Reynolds, 56, said

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  Actors get a lot of credit: Ranbir Kapoor

  Bollywood | January 17, 2013 20:24 IST

  Mumbai, Jan 17: Bollywood heartthrob Ranbir Kapoor says a lot of people help an actor in delivering a powerful performance but they remain unsung, while the actors walk away with all the accolades."Actors get too

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  HDFC Bank to pay Rs 1 lakh damages to credit card holder

  August 17, 2012 14:15 IST

  New Delhi, Aug 17:  The HDFC Bank has been asked by a district consumer forum here to pay “exemplary damages” of Rs one lakh to one of its credit card holders for harassing him by

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  All Credit Goes To Nitish, Says Congress

  Politics | November 24, 2010 10:05 IST

  New Delhi, Nov 24 :  Congress today gave all credit to Bihar Chief Minister Nitish Kumar for the ruling JD(U)-BJP combine's success in Bihar Assembly elections and said law and order in the state improved