New Delhi, Jan 1: Do you want to buy a car? Open your new company? Take a trip to Europe? But don't have money to fulfill them. A challenging and uncertain global economic environment certainly makes financial goals look overwhelming and even out of reach – but they don't have to be.
The start of a new year provides you a fresh chance to reach your financial goals by the end of 2013 through an honest assessment of your finances, a clear and written goal to get rid of your financial problems, and of course keeping your expenditures under check.
To help you fulfill you money goals for 2013, we have compiled a list of top five tips that will insure you're in a better financial place before 2013 ends. Here are they:
No shopping challenge: For one month
Do you think you can possibly live for one month without shopping? No Spend Month will give you a chance to take a break from your undying buying habits. It's like boot camp for your budget making exercise. It will be an amazing experience once you stop looking for the next thing that you can buy to improve your appearance, home or comfort.
No Spend Month actually means “No Spending Except for Basic Essentials This Month.” It means taking your eyes off for one month on the end-of-season markdowns and reject consumerism.
Go ahead and give this challenge a try or, if 30 days seem too harsh, see if you can drastically cut down your trips to the malls.
