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  Compare Personal Loan Interest Rates To Find The Most Affordable Option For Your Needs

  Brand Content | April 24, 2025 16:02 IST

  Don’t just go by the lowest rate you see online. Read the terms and conditions, repayment rules, and eligibility criteria. The best deal is the one that fits both your financial situation and your repayment discipline.

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  Restructuring on cards in absence of moratorium: HDFC Securities

  Business | July 17, 2021 14:50 IST

  Accordingly, HDFC Securities, expects banks to remain selective in restructuring stressed assets.

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  RBI announces loan moratorium to individuals, small borrowers - Check eligibility

  Business | May 06, 2021 0:11 IST

  The moratorium of up to two years will be available to individuals and small and medium enterprises that did not restructure their loans in 2020 and were classified as standard accounts till March 2021, RBI Governor Shaktikanta Das in an unscheduled address.

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  No compound, penal interest be charged from borrowers during loan moratorium period: SC

  Business | March 23, 2021 11:43 IST

  The Supreme Court has declined to interfere with decision of Centre, RBI to not extend loan moratorium period beyond August 31, 2020. The top court said that it is a policy decision.

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  Supreme Court adjourns hearing on loan moratorium case till next week

  India | November 20, 2020 8:15 IST

  A bench of the Apex Court, headed by Justice Ashok Bhushan fixed the matter for further hearing after a week. During the course of the hearing, Solicitor General (SG) Tushar Mehta told the Supreme Court that pre-COVID defaulters can't benefit from the fresh resolution framework.

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  Loan moratorium: Banks start crediting cashback in accounts of customers

  Business | November 05, 2020 14:44 IST

  Banks have started depositing the interest amount charged on interest on loans and credit card EMIs during the moratorium period.

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  Loan moratorium: RBI urges SC to lift interim order banning declaration of NPAs

  Business | November 05, 2020 13:34 IST

  In a relief to stressed borrowers who are facing hardships due to the impact of COVID-19 pandemic, the apex court had passed the interim order on September 3.

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  Lower EMIs, credit card dues: Banks to repay interest even if you have not applied for moratorium

  Business | October 29, 2020 11:27 IST

  The moratorium was announced by the Reserve Bank of India in March as part of measures to mitigate economic hardships caused by the coronavirus-induced lockdown in the country.

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  RBI notifies interest waiver scheme on moratorium loans, directs banks, NBFCs to comply

  Business | October 27, 2020 13:21 IST

  In a notification, RBI said: "All lending institutions are advised to be guided by the provisions of the Scheme and take necessary action within the stipulated timeline."

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  Loan moratorium: Lenders to credit ‘interest on interest’ to borrowers by Nov 5, Centre tells SC

  Business | October 27, 2020 12:48 IST

  The Centre has informed the Supreme Court that lenders have been directed to credit in the accounts of eligible borrowers by November 5 the difference between compound interest and simple interest collected on loans of up to Rs 2 crore during the RBI’s loan moratorium scheme.  

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  Loan moratorium: 'Diwali in your hands', SC wants govt to implement interest waiver scheme

  Business | October 14, 2020 20:25 IST

  Initially, the RBI on March 27 had issued the circular which allowed lending institutions to grant a moratorium on payment of instalments of term loans falling due between March 1, 2020, and May 31,2020, due to the pandemic. Later, the period of the moratorium was extended till August 31 this year.

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  Not possible to extend loan moratorium period: Centre tells SC

  India | October 10, 2020 11:18 IST

  In an affidavit before the Supreme Court, the Reserve Bank of India has said it would not be possible to grant more time as relief for sectors hit by the coronavirus pandemic.

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  Loan moratorium: SC asks Centre, RBI to file Kamath committee suggestions, their decisions

  India | October 05, 2020 13:10 IST

  The Supreme Court Monday asked the Centre and the RBI to place on record the KV Kamath committee recommendation on debt restructuring due to COVID-19 related stress on various sectors as also the notifications and circulars issued by them so far on the issue of loan moratorium.

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  RBI loan moratorium: Centre agrees to waive off interest for loans up to ₹2 cr

  India | October 03, 2020 12:11 IST

  The Centre has agreed to waive off compounded interest for loans up to Rs 2 crore, frozen by the Reserve Bank of India (RBI) in a six-month moratorium granted because of the coronavirus pandemic, the government has told Supreme Court in an affidavit.

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  SC adjourns to Oct 5 hearing on pleas seeking extension of moratorium period, waiver of interest

  India | September 28, 2020 12:01 IST

  The Supreme Court on Monday adjourned to October 5 hearing on two public interest litigations (PILs) seeking an extension of the moratorium period and waive off interest on the repayment of the loan amount in view the COVID-19 pandemic. 

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  HDFC Bank loan restructuring scheme: Eligibility to processing fee; key points you need to know

  Business | September 23, 2020 14:38 IST

  After State Bank of India (SBI), HDFC Bank has stipulated a minimum outstanding balance of Rs 25,000 to consider the credit card or loan outstanding for restructuring under the scheme approved by the Reserve Bank of India (RBI).

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  SBI offering loan moratorium for up to 2 years: Who all can apply, eligibility, all you need to know

  Fyi | September 22, 2020 21:50 IST

  State Bank of India (SBI) is now offering loan moratorium to its customers for upto 2 years under its loan restructuring scheme. The bank has also launched a facility on its website to help retail customers check their eligibility for one-time loan restructuring announced by the RBI.

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  SBI Card to enrol 'delinquent' customers in restructuring plans: MD

  Business | September 13, 2020 17:26 IST

  SBI Card is in the process of enrolling "delinquent" customers, who did not repay after the end of moratorium, in the RBI restructuring scheme or its own repayment plan to provide them more time for repayments, a top company official said.

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  Loan moratorium case: SC directs govt to file affidavit in two weeks; next hearing on Sept 28

  India | September 10, 2020 14:49 IST

  The loan moratorium period for loan and EMI payments ended in August but the case related to charging of additional interest rates by banks during the grace period seems to be dragging on in Supreme Court.

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  Loan moratorium period extendable by 2 years: Centre tells SC

  Business | September 01, 2020 12:05 IST

  The Centre and RBI on Tuesday told the Supreme Court that the moratorium period on repayment of loans amid the COVID-19 pandemic is “extendable” by two years.