Health Insurance Policy

Here’s How Do Pre-Existing Conditions Affect Health Insurance for Senior Citizens

Most insurance policies impose a waiting period—usually between 12 and 48 months—before pre-existing conditions are covered. During this period, treatment costs related to these conditions are not reimbursed.

Why do metro city residents pay more for health insurance? Know reason here

Health insurance: If you live in a metro city, you will likely pay a higher premium for health insurance. Here's why companies charge more.

Health insurance portability: How to switch providers for better coverage, services | Know here

Know how to switch your health insurance provider without losing benefits. Understand IRDAI's portability guidelines, when to opt for portability, and how to retain benefits like waiting periods.

How to ensure fair grievance redressal for health insurance claims? Know here

Know about IRDAI’s latest health insurance guidelines designed to simplify the claims process and protect policyholders from unfair rejections. Discover key updates, including no claim rejection due to insufficient documentation and mandatory written explanations for rejections.

GST Council postpones decision on reducing tax for life, health insurance premiums

The GST Council has postponed its decision on reducing tax rates for life and health insurance premiums. With further deliberations planned for January, key proposals include exemptions on term life insurance and premiums for senior citizens.

Health Insurance: 10 most important things to keep in mind before buying a plan

Health insurance is an essential tool for financial protection against rising medical costs in India. By carefully choosing the right plan, people can ensure they are adequately protected against unforeseen health-related expenses.

7 Benefits of Renewing Health Insurance Policy Every Year

Maharashtra to provide Rs 5 lakh insurance coverage for all from July: Check eligibility, hospitals

Launching on July 1, MJPJAY 2.0 will offer universal health coverage to all state residents with valid ration cards and domicile certificates, increasing family coverage from Rs 1.5 lakh to Rs 5 lakh. The scheme expands covered procedures to 1,356 and empaneled hospitals to 1,900.

IRDAI mandates additional costs for insurers on late health claim settlements

The Insurance Regulatory Development Authority of India (IRDAI) has introduced new customer-friendly measures for health insurance. Insurers must now cover additional costs if claims are not settled within three hours of discharge.

Get 5% discount on health policy if vaccinated: Reliance General

According to Reliance General, customers who are renewing or buying afresh its Health Infinity insurance policy will be offered one time five per cent discount if they had taken the Covid-19 vaccination.

Coronavirus Pandemic: This Health Insurance Policy Covers Treatment For COVID-19

The novel coronavirus infection has impacted thousands of people worldwide. For those impacted, the stress goes beyond health and involves high medical costs, loss of pay (in some case) and associated financial stress. It is important for people to be aware that if they have a regular health insurance plan from any insurer paying for medical costs either through a cashless facility or reimbursement, all illnesses including Covid-19 are covered.

Coronavirus: Here's a Health Insurance policy to help you fight COVID-19!

Coronavirus (COVID-19) is the global pandemic that is spreading fast in India as well. This health insurance plan will help you fight the dreaded disease.

How your health insurance plan will help save tax this 2017-2018

Many financial products offer tax benefits that can be claimed at the end of the fiscal year. Your health insurance policy, too, can help save taxes and bring you the returns you desire.

LIC launches cancer cover with sum assured up to Rs 50 lakh

Life Insurance Corporation of India (LIC) on Tuesday announced the launch of a cancer cover as a health insurance policy with sum assured ranging from Rs 10 lakh to Rs 50 lakh.

Govt may increase cap on tax-free medical expenses

New Delhi: The government is reportedly planning to raise the cap on tax-free medical reimbursement limit. The cap  currently fixed at 15,000 per year may soon be raised to Rs 25,000 a year.  The government