New Delhi: When it comes to managing your finances, the earlier you start the better off you should be. There are lots of different ways that you can adopt to have a comfortable life in the mid and later period of your life. This includes going through your finances with a fine-toothed comb to figure out the things that you need to do with your money, personal finances, and investing in order to set yourself up for success later in life. Here are some of the ways:20. Stop using credit cards19. Check your credit report every year18. Get the lowest rate on your home loan17. Safeguard your personal information (on paper & on the internet)16. Check all three credit reports when making a large purchase15. Write up a list of short-term financial priorities14. Write up a list of long-term financial priorities13. Meet with a financial advisor12. Get insured11. Get a handle on your net worth10. Spend an hour explaining your finances to your spouse or partner9. Find another source of income, in addition to your regular job8. Ask for discounts and special offers on everything7. Set up a contingency fund6. Try homemade month5. Look for leaks in your budget4. Save for major purchases3. Continue to network with peers, coworkers, professors, etc.2. Bundle up your internet, phone, and cable1. Work as hard as you can
Updated on: February 22, 2014 8:48 IST
