As Indians have embraced cashless modes of payments, the number of Credit Card users has surged significantly. Today, there may be hundreds of credit cards in the market with an even larger number of variants, all claiming to be the best and offering the best features. As a consumer, you need to pay close attention to these claims and whether the features being offered are of any actual use to you. For example, getting international travel vouchers or lounge access, but you hardly travel abroad. Instead, the Bajaj Finserv EMI Card offers you something far more valuable and practical; the option of purchasing products on EMI without credit card. Let us know more.
What Is EMI Without a Credit Card?
Equated Monthly Instalments, or EMI, are a convenient mode of paying for products that you shop for. In this process, you do not need to make any large lump sum payment. Instead, you pay a very small token amount known as the down payment. You, then, choose a repayment period that can be anywhere between 3 months to 24 months. Based on the original price of the product selected and the repayment tenor chosen, your EMI cost will be automatically calculated. If the No Cost EMI option is applicable to the selected product, then there will be zero processing charges or interest applicable. Just get your purchases home and keep paying for them in small, affordable amounts. What could be more convenient? Surely you must be wondering how you too can benefit from this. Here’s how.
Apply for Bajaj Finserv EMI Card
To unlock the power of EMI based shopping, you should apply for Bajaj EMI Card. This is a truly unique card that provides you with a pre-approved loan limit that allows you to shop for an incredible variety of products. Once made, these purchases can be converted into easy to pay customised EMIs over a tenor of your choosing. Furthermore, there are several exciting discounts and other offers that can be availed by using the card. The application process is paperless and hassle-free and requires you to input some basic details to ascertain your eligibility and credit limit. Once approved, you avail all the benefits that come with the card, such as:
- High Limits - Based on your eligibility, you can get a high pre-approved loan limit which will let you shop with ease
- EMI Based Shopping - Not only will you be able to shop on EMI, but with the No Cost EMI option, your purchases will not attract any interest or processing charges
- Offers and Discounts - You will be able to avail exclusive offers on thousands of Bajaj Finserv Partner stores which will make your purchases all the more affordable
- Flexible Repayment - The repayment period can be chosen by you for ultimate convenience
- No Foreclosure Charges - If you repay the entire amount earlier than the agreed-upon period, no charges will be levied on it
- Online Card Management - Everything related to your card is easily and transparently managed online so that you can keep track of your spending and manage your expenses
Some cards offer convenience, while others offer wide options to shop from. But the Bajaj Finserv EMI Card is the ideal combination of both and much more. With a high degree of flexibility and customisation, you can shop across a massive array of partners in eCommerce, travel, furniture, appliances, electronics, healthcare and much more. If you are excited enough and wondering where you can apply for Bajaj Finserv EMI Card, then that is simple too. You can do this from the comfort of your own home by applying online from the website or also from any of the offline partner stores.
Wrapping It Up
The Bajaj Finserv EMI Card is an exclusive network card that is designed keeping in mind your needs and wants. It allows you to buy expensive as well as regular products on monthly instalments without requiring you to compromise on your choice and quality of the product. You can also avail exciting discounts, cashback and other offers in the process. The card is easy to apply for and easier to manage online. So, go ahead and check out your eligibility right away.
Mithilesh Singh is a writer who specializes in writing content on Insurance and Finance subjects. He is a Digital Marketing Consultant, Blogger, and Co-Founder TechPreview.
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