“I'll start an emergency fund”
Open a separate bank or savings account by the name of “emergency fund”. If you find an account that earns interest, that's even better. As with your other savings, deposit money into the account every month before you pay other bills. Make this savings part of your spending plan and don't get tempted to spend it on anything else. Look over your finances, and determine how much you can afford to put towards your emergency fund each month. Even Rs 3000 a month will help.
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